Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal International Journal of Educational Review, Law And Social Sciences (IJERLAS)
Karl Valentino William Rodeana
Universitas Sebelas Maret
Religion Humanities Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Adoption of E-Payment Payment System for MSME Consumers Solo Market Fest Mulyanto; Tetuko Rawidyo Putro; Karl Valentino William Rodeana; Muhammad Bagus Sistriatmaja; Siti Aisyah Tri Rahayu; Lukman Hakim; Riwi Sumantyo; Hery Sulistyo Jati Nugroho Sriwiyanto; Ariyanto Adi Nugroho; Muhammad Yusuf Indra Purnama
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 6 No. 2 (2026)
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/ijerlas.v6i2.5228

Abstract

Analyzing the adoption of e-payment systems is essential to identify the factors that encourage consumers to utilize these payment methods. This study examines consumer behavior to determine the factors influencing the adoption of e-payment systems. The research is grounded in the Technology Acceptance Model (TAM) and consumer behavior theory, emphasizing the significance of perceived ease of use, security, business expectations, social influence, and consumer motivation in the decision-making process for adopting new technology. A quantitative approach was employed, utilizing multiple linear regression analysis on cross-sectional data processed through SPSS software. Primary data were collected via questionnaires distributed at the Solo Market Fest from April 14-19, 2023. The study's findings indicate that ease of use, security, business expectations, social influence, and motivation to purchase second-hand goods positively and significantly impact the adoption of e-payment systems by MSME consumers at the Solo Market Fest. In contrast, hedonism was found to have a negative and insignificant effect on e-payment adoption. This research contributes original insights by integrating elements of TAM and consumer behavior theory within the context of e-payment adoption among MSMEs, a relatively unexplored area in the existing literature. Notably, the study introduces the influence of motivation to purchase second-hand goods as a unique variable rarely addressed in previous studies on e-payment adoption. Based on these findings, it is recommended that service providers and the government promote the development of variables that positively influence achieving a cashless society in Indonesia. Future research should consider incorporating additional variables to obtain more comprehensive results.
Co-Authors Ariyanto Adi Nugroho Hery Sulistyo Jati Nugroho Sriwiyanto Lukman Hakim Muhammad Bagus Sistriatmaja Mulyanto Purnama, Muhammad Yusuf Indra Siti Aisyah Tri Rahayu, Siti Aisyah Tri Sumantyo, Riwi Tetuko Rawidyo Putro