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All Journal I-Finance Journal
Sukmawati Wijaya
Universitas Islam Negeri Raden Intan Lampung
Economics, Econometrics & Finance

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DETERMINANTS OF CONSUMPTION PATTERNS OF SOCIETY IN ISLAMIC ECONOMICS Sukmawati Wijaya; Budimansyah; Mia Selvina
I-Finance Journal Vol 12 No 1 (2026): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v12i1.32490

Abstract

This study aims to analyze the empirical impact of the minimum wage, inflation, and basic commodity prices on public consumption patterns in Bandar Lampung City from 2015 to 2024, evaluated through an Islamic Economics framework. A quantitative approach was deployed, using secondary data with 40 time-series observations analyzed via Multiple Linear Regression through EViews 12. The partial t-test results reveal that the minimum wage has a positive and significant effect on consumption patterns. Conversely, inflation and basic commodity prices exhibit no statistically significant partial effect. However, the simultaneous F-test confirms that all three variables collectively exert a significant influence on public consumption. This study concludes that public consumption behavior in Bandar Lampung is highly rational and adaptive. Amid regional economic pressures and lifestyle modernization, the community structurally prioritizes the fulfillment of dharuriyyat (essential) needs over non-essential spending. This behavior aligns with the principles of maslahah and Islamic consumption ethics, where the minimum wage serves as a crucial anchor to maintain life balance and socioeconomic welfare.
Co-Authors Budimansyah Mia Selvina