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Sosialisasi kesadaran menabung sejak dini pada siswa UPTD SDN 16 Gedong Tataan Zahwa Aulia; Fitri Permata Sari; Gusti Wantoro; Emilda Emilda; Rum Hendarmin; Siti Komariah Hildayanti
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 10, No 5 (2026): October (In Progress)
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v10i5.42974

Abstract

AbstrakAnak-anak usia sekolah dasar sering kali menghabiskan uang sakunya untuk membeli barang atau jajan berdasarkan keinginan daripada menyisihkan uangnya untuk ditabung. Hal ini terjadi karena minimnya edukasi literasi keuangan yang mudah dimengerti dan dapat diterapkan oleh anak-anak. Padahal, kebiasaan mengelola uang dengan baik perlu ditanamkan sejak dini agar anak terbiasa membedakan antara kebutuhan dan keinginan. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk menumbuhkan kesadaran siswa akan pentingnya menabung serta memberikan bimbingan dalam mengelola uang saku dengan baik melalui pendekatan yang menyenangkan. Mitra kegiatan ini adalah siswa di UPTD SDN 16 Gedong Tataan yang berjumlah 45 siswa. Metode pelaksanaan dilakukan melalui sosialisasi secara langsung (direct talk), praktik pengalokasian uang, pembuatan media Tabel Tantangan Menabung, serta pemberian hadiah untuk menjaga motivasi siswa. Evaluasi dilakukan melalui observasi terhadap keaktifan siswa dan sesi tanya jawab interaktif. Hasil kegiatan menunjukkan bahwa siswa mampu membedakan kebutuhan dan keinginan dengan baik serta bersedia mencatat komitmen menabung setiap hari menggunakan media yang telah dibuat. Selain itu, sebanyak 91% siswa menyatakan berkeinginan untuk mulai menabung secara konsisten di rumah. Kata kunci: literasi keuangan; menabung; uang saku; siswa sekolah dasar. Abstract Elementary school-aged children often spend their allowance on items or snacks based on their wants rather than setting money aside for savings. This happens due to a lack of financial literacy education that is easy for children to understand and apply. In fact, good money management habits need to be instilled from an early age so that children become accustomed to distinguishing between needs and wants. This community service activity aims to raise students’ awareness of the importance of saving and to provide guidance on managing their allowance effectively through a fun and engaging approach. The participants in this activity were 45 students at UPTD SDN 16 Gedong Tataan. The program was implemented through direct talks, hands-on money allocation exercises, the creation of a Savings Challenge Chart, and the distribution of rewards to maintain student motivation. Evaluation was conducted through observation of student engagement and interactive Q&A sessions. The results of the activity showed that the students were able to clearly distinguish between needs and wants and were willing to record their daily savings commitments using the worksheet they had created. In addition, 91% of students said they wanted to start saving consistently at home. Keywords: financial literacy; saving; allowance; elementary school students.