Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Ekonis : Jurnal Ekonomi dan Bisnis
Eryul Eka Mufidah
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
PENGARUH LITERASI KEUANGAN SYARIAH DAN RELIGIUSITAS TERHADAP MINAT MENABUNG ANGGOTA DI KANTOR PUSAT BMT NU BALEN Ajeng Diah Privita Ria; Mifta Annisa Hulaikah; Eryul Eka Mufidah; Amat Arif Syarifuddin
Ekonis: Jurnal Ekonomi dan Bisnis Vol 28, No 2 (2026): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v28i2.10866

Abstract

Abstract— This study aims to analyze the influence of Islamic financial literacy and religiosity on the interest in saving members at the BMT NU Balen Head Office. The study uses a quantitative approach. The study population amounted to 5,480 members, while a sample of 98 respondents was determined using the Slovin formula with a simple random sampling technique. Data collection was carried out through a Likert scale questionnaire and analyzed using multiple linear regression with the help of IBM SPSS Statistics 26. The results of the study indicate that Islamic financial literacy has a positive and significant effect on the interest in saving members ( ; ). Religiosity also has a positive and significant effect on the interest in saving ( ; ). Simultaneously, Islamic financial literacy and religiosity significantly influence the interest in saving ( ; ). The Adjusted R Square value of 0.633 indicates that both variables are able to explain 63.3% of the variation in members' interest in saving, while the remaining 36.7% is influenced by other factors outside the study. This finding indicates that the higher the level of Islamic financial literacy and religiosity of members, the higher their interest in saving at BMT NU Balen. Keywords— Sharia Financial Literacy, Religiosity, Savings Interest, BMT NU Balen, Multiple Linear Regression
Co-Authors Ajeng Diah Privita Ria Amat Arif Syarifuddin Mifta Annisa Hulaikah