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All Journal Innofarm Jurnal Inovasi Pertanian
M. Zulkarnain Yuliarso
Universitas Bengkulu, Fakultas Pertanian, Program Studi Agribisnis
Agriculture, Biological Sciences & Forestry Earth & Planetary Sciences Environmental Science Social Sciences

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DETERMINAN INTENSI PETANI PADI DI KECAMATAN SINGARAN PATI UNTUK MENGGUNAKAN KREDIT USAHATANI DARI LEMBAGA KEUANGAN SYARIAH Rizky Dwi Amalia; M. Zulkarnain Yuliarso; Netta Agusti; Nyoman Ngurah Arya
Innofarm : Jurnal Inovasi Petanian Vol 28 No 2 (2026): JURNAL INNOFARM : Jurnal Inovasi Petanian
Publisher : FAKULTAS PERTANIAN UNIVERSITAS SLAMET RIYADI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33061/5wehdg16

Abstract

This study aims to analyze the intentions and determinants of rice farmers’ intentions to use agricultural credit from Islamic financial institutions in Singaran Pati Subdistrict, Bengkulu City. The study was conducted on 75 farmers selected as a sample using the Slovin formula. The data obtained were then analyzed using descriptive statistics and multiple linear regression. The results indicate that farmers’ intentions fall into the moderate category (52%), suggesting a desire to use credit from Islamic financial institutions, though not in the immediate future. Based on multiple linear regression analysis, the variables of emotional readiness, preparedness, family support, farmer group support, experience using credit, agricultural capital, and land area significantly influence intention. Meanwhile, knowledge and support from friends did not significantly influence intention. In conclusion, farmers’ intention falls into the moderate category and is influenced by feelings, readiness, family support, farmer group support, experience using credit, farm capital, and land area.
Co-Authors Netta Agusti Nyoman Ngurah Arya Rizky Dwi Amalia