Azka Shafira Titivani Al Janetha
universitas PGRI Adi Buana Surabaya

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SIGIT PRIHANTO UTOMO, FAUZIYAH FAUZIYAH, AKSA FIMIA PRAHUTAMI, AZKA SHAFIRA TITIVANI AL JANETHA Sigit Prihanto Utomo; Fauziyah Fauziyah; Aksa Fimia Prahutami; Azka Shafira Titivani Al Janetha
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6 No 4 (2022): IJEBAR, Vol. 6 Issue 4, December 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i4.6968

Abstract

This study aims to determine the difference in the level of bag profitability and capital adequacy between Islamic Banks and Conventional Banks in Indonesia during the Covid-19 pandemic. The population used is the entire number of Sharia Commercial Banks and Conventional Banks in Indonesia. The sample technique used is a saturated sample using all Conventional Banks and Islamic Banks. The data used in this study is in the form of combined financial statements through Indonesian banking statistics and Islamic banking statistics with the type of data pooling in the 2020-2021 period with assumptions on this period is the occurrence of the Covid-19 pandemic in Indonesia. The data analysis technique uses paired samples t-test with the aim of comparing the composition of capital adequacy and profitability of Islamic banks and conventional banks. The results showed that the level of capital adequacy and profitability of conventional banks was greater than that of Islamic banks during the Covid-19 pandemic in Indonesia