Article Per Year (5 Year)
p-Index From 2020 - 2025
0
P-Index
This Author published in this journals
All Journal Diponegoro Journal of Management
Dina, Anisa Puspa
Unknown Affiliation
Decision Sciences, Operations Research & Management

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
PENGARUH PENDAPATAN MASYARAKAT, PENETRASI GEOGRAFIS PERBANKAN, PENETRASI DEMOGRAFIS PERBANKAN, PENGGUNAAN REKENING KREDIT DAN PENGGUNAAN REKENING DPK BANK UMUM TERHADAP KREDIT UMKM DI INDONESIA PERIODE TAHUN 2013-2017 Dina, Anisa Puspa; Prasetiono, Prasetiono
Diponegoro Journal of Management Volume 8, Nomor 4, Tahun 2019
Publisher : Faculty of Economics and Business Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.39 KB)

Abstract

This study was conducted to examine the impact of Public Income, Geographic BranchPenetration (GBP), Demographic Branch Penetration (DBP), Credit Account per Capita(CAC), and Deposit Account per Capita (DAC) of commercial banks on Credit of MicroSmall Medium Enterprise.The sample used in this study are 33 Provinces in Indonesia in the period 2013-2017 usingpurposive sampling technique. The data examined uses the method of non-participantobservation by directly quoting financial, GRDP, banking, geographical, and demographicdata. The analysis used in this research is multiple linear regression consisting of theclassic assumption test, F test, t test, and hypothesis testing.The results of this study indicate that Income, Credit Account per Capita, and DepositAccount per Capita have a positive and significant effect on MSME credit, whileGeographical Banking penetration has a positive but not significant effect on MSMEcredit, and Banking Demographic Penetration has a significant negative effect on MSMEcredit
Co-Authors Prasetiono Prasetiono