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All Journal Jurnal Penelitian dan Pengabdian Masyarakat
Agat Gusriadi
Universitas Bumigora
Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

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Penerapan Perencanaan Sistem Pengelolaan Keuangan Mikro Kecil Menengah Kecamatan Tanjung Lombok Utara Agat Gusriadi; Dewa Ayu Oki Astarini; Baiq Dinda Puspita Ayu
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 4 (2026): November 2026 In Press
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/nxz48b24

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play an important role in supporting economic activities in Tanjung District, North Lombok Regency. This study aims to determine the implementation of financial management systems among MSMEs. The study used a descriptive qualitative approach involving seven MSME owners as informants. Data were collected through interviews, observations, and documentation. The results showed that financial management has been implemented through planning, recording, reporting, and control, but remains simple and unsystematic. Financial recording and reporting have not been conducted consistently, while financial control is carried out through limiting expenses, managing inventory, checking finances, and setting aside profits as business capital. The study concludes that financial management among MSMEs has been implemented but still needs improvement, particularly in financial recording, reporting, and separating personal and business finances. 
Co-Authors Baiq Dinda Puspita Ayu Dewa Ayu Oki Astarini