Arifuddin Arifuddin
Universitas Pattimura

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PENGARUH FINTECH DAN PERILAKU KONSUMTIF TERHADAP PENGELOLAAN KEUANGAN GEN- Z Selva Temalagi; Mediaty Mediaty; Arifuddin Arifuddin
Kupna Akuntansi: Kumpulan Artikel Akuntansi Vol 7 No 1 (2026): Kupna Jurnal
Publisher : Program Studi Akuntansi PSDKU Universitas Pattimura di Kabupaten Maluku Barat Daya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/kupna.v7.i1.p24-36

Abstract

This study aims to empirically examine the influence of financial technology and consumer behavior on the financial management of Gen-Z students in Ambon City. This study used a quantitative approach. This study involved accounting students at several universities in Ambon City. The sample consisted of final-year students who had previously used digital payment applications (e-wallet, QRIS). Data collection was conducted by distributing online questionnaires using convenience sampling. Data analysis used multiple regression with SPSS. The results found that financial technology had a positive effect on Gen-Z financial management, while consumer behavior had no effect on Gen-Z financial management.