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All Journal Jurnal Nuansa Karya Akuntansi
Siti Royani
Universitas Indonesia Membangun, Bandung, Indonesia
Economics, Econometrics & Finance

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Pengaruh Literasi Keuangan, Pengendalian Diri, dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa Akuntansi Kota Bandung Anggriani Fanggidae; Shafira Imelia Putri; Siti Royani; Kartika Berliani
Jurnal Nuansa Karya Akuntansi Vol. 4 No. 2 (2026): Jurnal Nuansa Karya Akuntansi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jnka.v4i2.208

Abstract

This study has the objective to examine the effect of Financial Literacy, Self-Control, and Lifestyle on the Consumptive Behavior of final-year accounting students in Bandung City. This study applied a quantitative method. The population in this study is all final-year Accounting students in Bandung City who currently work. Since the exact size of the population of working Accounting students in Bandung City is unknown, the sample size was determined using a relevant sampling approach with a 10% error tolerance, resulting in a sample of 79 respondents. Primary data collected by distributing surveys is the type of data utilized. Multiple regression analysis is the method of analysis employed. The results of the study concluded that: (1) Financial Literacy has a negative and significant effect on Consumptive Behavior; (2) Self-Control has a positive and significant effect on Consumptive Behavior;; (3) Lifestyle has a positive and significant effect on Consumptive Behavior. Suggestions for further research are to expand the scope of the population and sample to include Accounting students in other cities or a broader industry sector in Bandung City. A second proposal is that further research is expected to incorporate other variables not included in this study, such as peer influence or social media exposure, to provide a more thorough view into the factors impacting consumptive behavior.
Co-Authors Anggriani Fanggidae Kartika Berliani Shafira Imelia Putri