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Analysis of Good Amil Governance Based on the Zakat Core Principle at BAZNAS Tasikmalaya Maspupah, Ima
Ta'amul: Journal of Islamic Economics Vol. 3 No. 1 (2024): May
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/taamul.v3i1.205

Zakat management in Indonesia is experiencing rapid progress. One of the factors that drives the optimization of Zakat management in Indonesia is based on the enormous potential of zakat but which has not yet been realized optimally. One of the problems is that the level of public trust in zakat bodies is still low because zakat management is considered unprofessional because it has not implemented the principles of accountability and transparency. The governance of zakat bodies by implementing Good Amil Governance can increase the professionalism of amil so that, The aim of establishing BAZNAS is to maximize the potential of zakat which indirectly has implications for reducing poverty. The aim of this research is to analyze Amil's good governance and also assess Amil's governance based on the Zakat Core Principle at BAZNAS Tasikmalaya. This research uses a qualitative descriptive method with a field research approach. The results of the research show that BAZNAS Tasikmalaya has largely implemented good amil governance, and has carried out good implementation of zakat core principles regarding amil governance in this institution

The Influence of Safarwadi Pamijahan Religious Tourism on the Improvement of the Economy of Pamijahan MSMEs Maspupah, Ima; Sandi, Kurniawan; Nurdin, Ikhsan
Ta'amul: Journal of Islamic Economics Vol. 4 No. 1 (2025): May
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/taamul.v4i1.398

This study is motivated by the rapid growth of the tourism sector in Indonesia, particularly religious tourism, which plays a vital role in driving local economic development. In Kampung Pamijahan, Tasikmalaya Regency, religious tourism—centered around the tomb of Sheikh Abdul Muhyi—has attracted a significant influx of visitors. This phenomenon has created economic opportunities for local micro, small, and medium enterprises (MSMEs), notably kolang-kaling traders, whose products represent a regional specialty. The objective of this research is to analyze the influence of Safarwadi Pamijahan religious tourism on the economic improvement of these traders. A quantitative approach was employed using a descriptive analysis method. The study utilized a saturated sample of 40 respondents, representing the entire population of kolang-kaling traders in the area. Data collection was conducted through a field research approach with structured instruments, while hypothesis testing was performed using the t-test. Findings reveal that religious tourism significantly influences MSME economic performance, indicated by a significance value of 0.004 (<0.05) and a t-count of 3.033 (>1.686). The coefficient of determination shows that tourism contributes 19.5% to traders’ economic growth, while 80.5% is affected by other external factors. These results confirm that Safarwadi Pamijahan religious tourism serves as an essential but not exclusive driver of local MSME development. The contribution of this study lies in providing empirical evidence of the partial role of religious tourism in enhancing community-based economies, which can inform regional tourism and economic policies.

Analysis Of Structure – Conduct - Performance (SCP) on The Merger of State-Owned Enterprise Islamic Banks Based on The Assets Value Maspupah, Ima; Sudrajat, Cecep; Rosid, Jody Mulya
International Conference on Islamic Economic (ICIE) Vol. 1 No. 1 (2022): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v1i1.111

Merger is the merging of two or more companies so that the company becomes better and creates new dynamics. Besides that, it creates efficiency and increases market share, expands the business that is run and has stronger competitiveness. This is the goal of the merger of 3 state-owned Islamic banks including BRI Syariah, BNI Syariah and Bank Mandiri Syariah to become Bank Syariah Indonesia (BSI). Bank mergers are deemed necessary in order to create a better bank which in the end can have a significant and positive impact on a banking system that is healthy, efficient, resilient and able to compete in the increasingly tight and competitive global economy and free market. This series of mergers clearly reduced the number of banks. This raises important issues, including whether the smaller number of banks has reduced or even increased the concentration of the banking industry. In addition, it is also interesting to analyze the impact of the merger on the level of banking competition. This study aims to assess the impact of Islamic banking merger policies on market conditions. After the merger, will the market become more competitive or will it become more concentrated? The research method used is literature study. The structure variable is seen from the total assets and market share, the conduct variable is seen through the merger policy. Meanwhile, in analyzing the Performance variable, it is measured through Profit. After analyzing the structure-conduct performance (SCP) by assessing the impact of the sharia banking merger policy, it will be seen that the market is becoming more concentrated or becoming more competitive.

Analysis Of Structure – Conduct - Performance (SCP) on The Merger of State-Owned Enterprise Islamic Banks Based on The Assets Value Maspupah, Ima; Sudrajat, Cecep; Rosid, Jody Mulya
International Conference on Islamic Economic (ICIE) Vol. 1 No. 2 (2022): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v1i2.175

Merger is the merging of two or more companies so that the company becomes better and creates new dynamics. Besides that, it creates efficiency and increases market share, expands the business that is run and has stronger competitiveness. This is the goal of the merger of 3 state-owned Islamic banks including BRI Syariah, BNI Syariah and Bank Mandiri Syariah to become Bank Syariah Indonesia (BSI). Bank mergers are deemed necessary in order to create a better bank which in the end can have a significant and positive impact on a banking system that is healthy, efficient, resilient and able to compete in the increasingly tight and competitive global economy and free market. This series of mergers clearly reduced the number of banks. This raises important issues, including whether the smaller number of banks has reduced or even increased the concentration of the banking industry. In addition, it is also interesting to analyze the impact of the merger on the level of banking competition. This study aims to assess the impact of Islamic banking merger policies on market conditions. After the merger, will the market become more competitive or will it become more concentrated? The research method used is literature study. The structure variable is seen from the total assets and market share, the conduct variable is seen through the merger policy. Meanwhile, in analyzing the Performance variable, it is measured through Profit. After analyzing the structure-conduct performance (SCP) by assessing the impact of the sharia banking merger policy, it will be seen that the market is becoming more concentrated or becoming more competitive.

The Reinforcement of Islam Philanthropy by Means of Waqf Optimizing based on Sukuk Maspupah, Ima; Hasanah, Shofia Mauizotun
Journal of Islamic Economics Lariba Vol. 2 No. 2 (2016)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol2.iss2.art1

Sukuk has been developed rapidly both in quality and quantity, this can be proved by the rapid development in the international financial landscape and is also regarded as the most successful financial products among Islamic financial institutions in the realm of the world. As one of the long-term financing instruments, sukuk has become an alternative funding to be obtained for the investment and projects for governments and companies. In Indonesia, the SBSN development has an outstanding value of Rp 298 trillion, or equal with 13% from the total debt securities issued by the government in September 2015 which showed the value of Rp 2.306 trillion. Sukuk is essentially certificate of ownership of an asset (real project) that can be used on a large scale to defray the construction of sukuk which are not included into buying and selling securities in secondary market, but a financing. Sukuk has assurance in the form of main asset (collateral assets) and serves as the basis for the issuance of sukuk to avoid riba by the prerequis its elements that be traded. The purpose of this article is to present a solution in optimizing the asset-based sukuk that are asset of utilization waqf endowments given in Indonesia which is not yet optimal. The method used is the study of literature. The conceptis generated in the form of waqf asset utilization as underlying assets for sukuk. Where the sukuk was issued through a Special Purpose Vehicle (SPV) as the representative body nadzirin this Indonesian Waqf Board (IWB) to be leased to investors. Sukuk is expected to support the optimization of endowment assets to be more productive as well as a challenge to change consumption patterns and preferences with their moral filter in the form of awareness of social solidarity. As a result, the concept of Pareto optimum which does not recognize the existence of a solution that does not require the sacrifice of the minority (wealthy) in order to improve the welfare of the majority (poor) do not apply anymore.

KEMANDIRIAN USAHA MIKRO MELALUI STRATEGI PEMBERDAYAAN DALAM PENGELOLAAN ZAKAT PRODUKTIF LEMBAGA AMIL ZAKAT: ANALISIS MAQASHID SYARIAH Chasanah, Uswatun; Maspupah, Ima
Izdihar: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2025): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v5i02.6521

ABSTRACT Micro, Small, and Medium Enterprises (UMKM) play a crucial role in the country's economic growth. This is because UMKM can absorb a significant workforce, thereby alleviating poverty and equitable distribution of income. However, micro-enterprises still face numerous challenges to achieve business independence. One such challenge is empowering Amil Zakat Institutions (LAZ) to manage productive zakat. This productive zakat management plays a strategic role in promoting the economic independence of those entitled to receive zakat. LAZ can develop five empowerment theories and concepts: Empowerment Theory, Capacity Building Theory, Social Network Theory, Sharia Economic Theory, and the Economic Empowerment Model. Based on the author's analysis, the empowerment concepts developed by LAZ in their programs align with the objectives of sharia law: safeguarding religion, life, family, intellect, and wealth. Keywords: Micro-Enterprise Independence, Empowerment, Productive Zakat

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