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Kijai, Raja David Indra
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PENERAPAN REAL TIME GROSS SETTLEMENT DALAM KEGIATAN USAHA NASABAH DI PT.BANK SUMUT SYARIAH CABANG MEDAN Hayati, Isra; Kijai, Raja David Indra
Jurnal Ekonomi Islam Vol 10 No 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Penelitian ini bertujuan untuk mengetahui penerapan Real Time Gross Settlement (RTGS) dalam kegiatan usaha nasabah pada jasa yang disediakan bank Sumut Syariah. Pendekatan penelitian ini menggunakan pendekatan penelitian kuantitatif yang berdasarkan pada filsafat positisme dan pendekatan hasil jumlah populasi atau sampel. Berdasarkan hasil penelitian yang telah dilakukan mengenai Penerapan RTGS dalam Pelayanan Kegiatan Usaha nasabah pada PT. Bank Sumut Syariah Cabang Brigjend Katamso Medan  menunjukkan nilai thitung 6,821 dengan derajat kebebasan (dk) n - 1 = 30-1 = 29. Dengan demikian kriteria pengambilan keputusannya adalah: karena besarnya thitung  6,821 > ttabel  2,045, dan nilai sig penerapan RTGS (X) 0.00 < 0.05, maka dapat disimpulkan hipotesis nol (Ho) ditolak dan Ha diterima, yang berarti secara parsial penerapan RTGS (X) berpengaruh terhadap pelayanan kegiatan usaha nasabah (Y). Kata Kunci: Real Time Gross Settlement, Kegiatan Usaha Nasabah  
PENERAPAN REAL TIME GROSS SETTLEMENT DALAM KEGIATAN USAHA NASABAH DI PT.BANK SUMUT SYARIAH CABANG MEDAN Hayati, Isra; Kijai, Raja David Indra
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the application of Real Time Gross Settlement (RTGS) in customer business activities on services provided by Sharia North Sumatra banks. This research approach uses a quantitative research approach that is based on the philosophy of positivity and the approach to the results of the population or sample. Based on the results of research that has been carried out regarding the Application of RTGS in the Services of Business Activities of customers at PT. Bank Sumut Syariah Branch Brigadier Katamso Medan shows the value of tcount 6.821 with degrees of freedom (dk) n - 1 = 30-1 = 29. Thus the decision-making criteria are: because of the magnitude of tcount 6.821> t table 2.045, and the sig value of RTGS (X) 0.00 <0.05, it can be concluded that the null hypothesis (Ho) is rejected and Ha is accepted, which means that partially the application of RTGS (X) has an effect on customer service activities (Y). Keywords: Real Time Gross Settlement, Customer Business Activities
PENERAPAN REAL TIME GROSS SETTLEMENT DALAM KEGIATAN USAHA NASABAH DI PT.BANK SUMUT SYARIAH CABANG MEDAN Hayati, Isra; Kijai, Raja David Indra
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the application of Real Time Gross Settlement (RTGS) in customer business activities on services provided by Sharia North Sumatra banks. This research approach uses a quantitative research approach that is based on the philosophy of positivity and the approach to the results of the population or sample. Based on the results of research that has been carried out regarding the Application of RTGS in the Services of Business Activities of customers at PT. Bank Sumut Syariah Branch Brigadier Katamso Medan shows the value of tcount 6.821 with degrees of freedom (dk) n - 1 = 30-1 = 29. Thus the decision-making criteria are: because of the magnitude of tcount 6.821> t table 2.045, and the sig value of RTGS (X) 0.00 <0.05, it can be concluded that the null hypothesis (Ho) is rejected and Ha is accepted, which means that partially the application of RTGS (X) has an effect on customer service activities (Y). Keywords: Real Time Gross Settlement, Customer Business Activities
Co-Authors Isra Hayati