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ANALISIS FAKTOR INTERNAL DAN EKSTERNAL YANG MEMPENGARUHI PROFITABILITAS PADA BANK PEMBANGUNAN DAERAH Marhazni, Marhazni
Jurnal Organisasi Dan Manajemen Vol 12 No 2 (2016)
Publisher : LPPM Universitas Terbuka

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Abstract

This study aims to analyze the influence of internal and external factors on profitability (ROE) Regional Development Banks (BPD) using balanced panel data of 26 bank in the 2009-2013 period. Internal factors include: the size of the bank (total assets), capital ratio (CAR), the efficiency ratio (BOPO), liquidity ratio (LDR), and credit risk (NPL). While external factors consist of: income per capita (PDRB perkapita) and the inflation rate (INF). Test results show the fixed effect model was selected as the estimation model. Estimated fixed effects model was performed using estimator Driscoll-Kraay working under the assumption that heteroskedastic variant, there is serial correlation in some lag, and there is cross sectional dependence. The result indicates that the ROE only influenced by internal factors where the size of the bank, capital ratio, eficiency ratio, and liquidity ratio have a significant negative effect on ROE, while credit risk does not have a significant effect. The model is able to explain the variation ROE of 67,68%, the remaining 32,32% is explained by other factors outside the model.   Studi ini bertujuan menganalisis pengaruh faktor internal dan eksternal terhadap profitabilitas (ROE) Bank Pembangunan Daerah dengan menggunakan data panel seimbang dari 26 BPD pada periode 2009-2013. Faktor internal meliputi: ukuran bank (total aset), rasio modal (CAR), rasio efisiensi (rasio BOPO), rasio likuiditas (LDR), dan resiko kredit (NPL).Sedang faktor eksternal terdiri atas: pendapatan perkapita (PDRB perkapita) dan tingkat inflasi (INF). Hasil uji menunjukkan model efek tetap terpilih sebagai model estimasi. Estimasi model efek tetap dilakukan menggunakan estimator Driscoll-Kraayyang bekerja dibawah asumsi varian yang heteroskedastik, ada korelasi serial pada beberapa lag, dan ada ketergantungan antar individu. Hasil estimasi menunjukkan bahwa ROE BPD hanya dipengaruhi oleh faktor-faktor internal dimana:ukuran bank, rasio modal, rasio efisiensi, dan rasio likuiditas berpengaruh negatif signifikan terhadap ROE, sedangkan risiko kredit berpengaruh negatif tidak signifikan. Model mampu menjelaskan sebesar 67,68% variasi ROE, sisanya 32,32% dijelaskan oleh faktor lain di luar model.
PENGARUH REMUNERASI DAN KOMUNIKASI TERHADAP MOTIVASI SERTA DAMPAKNYA PADA KINERJA PEGAWAI Marhazni, Marhazni
Sosio Akademika Vol 14, No 2 (2024)
Publisher : Institut Agama Islam Syekh Maulana Qori Bangko

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Abstract

Employee performance, both directly and indirectly, is determined by various internal and external factors. This study aims to analyze the effects of remuneration and communication on motivation and their impact on employee performance. A literature review shows that many studies exploring the relationship between remuneration, communication, motivation, and performance still reveal inconsistencies in results (research gap) and limitations regarding the context and approach used. Therefore, further research is important. The study was conducted at the Muaro Bungo District Attorney's Office, with 38 respondents, using a quantitative method. Data were collected through closed questionnaires and analyzed using path analysis techniques to test the relationships between variables. The research findings indicate that: remuneration and communication have a significant effect on motivation; communication and motivation have a significant effect on performance; while remuneration does not directly affect performance; remuneration and communication have an indirect impact on performance through motivation. These findings highlight the crucial role of communication in enhancing motivation and performance and show that, although remuneration does not directly influence performance, it still plays an important role in affecting performance through motivation. The implications of these empirical results suggest that organizations should focus on effective communication and adequate remuneration to enhance motivation, which in turn will positively affect performance. Another implication is that these empirical findings open up opportunities for further research in various organizational contexts, by expanding the analysis with additional variables that may influence this relationship, to gain a more comprehensive understanding.