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Bara, AL
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Religion Arts Astronomy Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Mathematics Physics Other

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THE EFFECT OF LITERACY, AND PRODUCT UNDERSTANDING ON STUDENTS' INTEREST IN CONDUCTING TRANSACTIONS IN ISLAMIC FINANCIAL INSTITUTIONS, RELIGIOSITY AS AN INTERVENING VARIABLE Bara, AL; Pradesyah, Riyan
Proceeding International Seminar of Islamic Studies INSIS 4 (November 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to see the influence of literacy and product understanding on students' interest in making transactions in Islamic financial institutions, with religiosity as an intervening variable. The religiosity variable is an intermediate variable, which is predicted to strengthen or weaken the literacy and product understanding variables for students' interest in making transactions in Islamic financial institutions. Where as is known, religiosity can balance between people's thinking and understanding, related to students' interest in making transactions in Islamic financial institutions. Data collection was carried out in the study, by distributing questionnaires, and the analysis tool used was Smart PLS. As for the results obtained, Literacy has no effect on Interest through Religiosity as an intervening variable. Meanwhile, Product Understanding has a significant effect on Interest through Religiosity as an intervening variable.
THE INFLUENCE OF SHARIA HOTEL LITERACY, SERVICE AND PROMOTION ON CONSUMERS' DECISIONS TO USE SHARIA HOTEL SERVICES IN MEDAN CITY, WITH RELIGIOSITY AS AN INTERVENING VARIABLE Pradesyah, Riyan; Bara, AL
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This study aims to see the direct and indirect influence between the variables of sharia hotel literacy, service and promotion on consumers' decisions to use sharia hotel services in the city of Medan, with riligiusity as an intervening variable. This research was conducted in medan city, using Smart PLS analysis tool. As for the results obtained, itdoes nothave a significant influence  on the decision of consumers to use sharia hotel services. This is evidenced by the t-static results obtained, namely 0.4171.96 and the pvalues  results of 0.6670.05. Itdoes nothave a significant effect  on the decision of consumers to use sharia hotel services. This is evidenced by the t-static results obtained, namely 0.6711.96 and the pvalues  results of 0.5020.05.  There is a significant influence  of promotion on consumers' decisions to use sharia hotel services. This is evidenced by the t-static results obtained, namely 3.4161.96 and the p values result of  0.00 10.05.  There is a significant influence  of religiosity on consumers' decisions to use sharia hotel services. This is evidenced by the t-static results obtained, namely 3. 2581.96 and pvalues  result  0.0010.05. Sharia hotel literacy has an indirect influence on consumers' decisions to use sharia hotel services, with religiosity as an intervening variable.  Services do not have an indirect influence on consumers' decisions to use sharia hotel services, with religiosity as an intervening variable. Service does not have an indirect influence on consumers' decisions to use sharia hotel services, with religiosity as an intervening variable
Impact of Covid-19 on Islamic Phylantrophic Behavior of Lecturers Pradesyah, Riyan; Bara, Al
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1851

Abstract

The spread of the Covid-19 virus in Indonesia has an impact on all sectors, and one sector that is currently experiencing a significant impact is the economic sector. Universitas Muhammadiyah Sumatera Utara (UMSU), is an A-accredited private campus, which now still provides fixed salaries and incentives, there is no reduction even though the spread of covid has an impact on all sectors. Many private campuses in Medan City have reduced the salaries of their employees, and even removed some incentives to reduce the budget used, but not for UMSU which still provides obligations and other incentives. In this case, it means that the welfare of Muhammadiyah University employees is still being considered by the leadership stakeholders, but from the observations made, researchers see a decrease in infaq obtained by LAZISMU Medan City. Therefore, the researchers want to see the relationship between the spread of the Covid-19 virus and the philanthropy embraced by employees of UMSU. The Islamic philanthropy is in form of infaq and alms. The research is descriptive qualitative research, which the results obtained will be described or narrated in accordance with the rules of qualitative research. From the results obtained, that there was a shift in Islamic philanthropy carried out by UMSU employees, this happened only a few months after the outbreak of Covid-19 which spread in the city of Medan.
Co-Authors Pradesyah, Riyan