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All Journal Jurnal Pendidikan Ilmu Sosial PRIVE: Jurnal Riset Akuntansi dan Keuangan
Prasetya, Novi Eko
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Economics, Econometrics & Finance Education Social Sciences

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Analisis Perbandingan Kinerja Keuangan Bank Syariah Dengan Bank Konvensional di Indonesia Prasetya, Novi Eko
PRIVE: Jurnal Riset Akuntansi dan Keuangan Vol 1 No 1 (2018): Maret
Publisher : Program Studi Akuntansi, Fakultas Ekonomi, Universitas Islam Majapahit

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.766 KB)

Abstract

Banking industry in Indonesia plays an important role as the core of the financial system. Banking financial performance can be known by calculating a number of financial ratios that are commonly used as a measure to assess the soundness of a bank. This study aims to analyze the differences in financial performance between conventional banks and sharia banks. The data used are secondary data using Independent Sample t-test test method to compare the performance of the two banking types. This research was conducted at PT. Bank Muamalat Indonesia Tbk, PT. Bank Syariah Mandiri, and PT Bank BNI Syariah as representatives of Islamic banking whilst representatives of conventional banking is PT. Bank Mega Tbk, PT Bank Mandiri Tbk, and PT. Bank Central Asia Tbk. Aspects analyzed in this thesis are five where the capital aspect uses CAR (Capital Adequacy Ratio) ratio, productive quality asset aspect using NPL (Non Performing Loan) ratio, rentability aspect using ROA (Return On Assets) ratio, efficiency aspect using BOPO ratio (Operating Expenses to Operating Income), and liquidity aspects using LDR (Loan to Deposit Ratio) ratio. Based on the results of research that has been done obtained from the ratio of CAR, NPL, ROA, BOPO, LDR shows that there is a significant difference between the performance of Islamic banking with conventional banking. The sig value for that ratio is CAR 0.003, NPL 0.005, ROA 0.000, BOPO 0.008, LDR 0.013. From the mean of the performance of the bank as a whole then it can be concluded the performance of conventional banking is better when compared with the performance of sharia banking.
PENGEMBANGAN BUKU AJAR EKONOMI INDONESIA DENGAN MENGINTERNALISASIKAN NILAI-NILAI KEINDONESIAAN PROGRAM STUDI PENDIDIKAN EKONOMI IKIP BUDI UTOMO Prasetya, Novi Eko; Rakhmadian, Miftah
Jurnal Pendidikan Ilmu Sosial Vol 29, No 2 (2019): JURNAL PENDIDIKAN ILMU SOSIAL
Publisher : Department of Accounting Education, Faculty of Teacher Training and Education Universitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jpis.v29i2.9353

Abstract

The focus of developing this Indonesian economic textbook is to internalize the character of Indonesian values, Indicators of Indonesian values include; nationalism, love for the motherland and democracy. Achievement of learning is demonstrated by the ability to conduct in-depth study of economic problems in Indonesia, as well as the activity and critical thinking skills of students in the learning process. Indonesian economic textbooks are presented with the scope of contextual problems so that students can analyze issues related to Indonesia's economic conditions. The aim of the Indonesian economic textbook is to reconstruct the concept between theory and practice by internalizing Indonesian values. The discussion in each subject becomes the main point of planting the character of Indonesian values. The research method used is R D (Research and Development). The teaching book material consists of 6 subjects, each of which has internalized the Indonesian values.
Co-Authors Rakhmadian, miftah