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Mengukur Efisiensi Operasional Bank Publik Di Indonesia Avissa Calista; Firman Pribadi
JBTI : Jurnal Bisnis : Teori dan Implementasi Vol 7, No 2 (2016): Oktober 2016
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jbti.v7i2.2551

Abstract

The impact of the global crisis in the banking sector, prompting banks in Indonesia, for efficiency. Bank in saying achieve efficiencies in scale when the relevant bank is able to operate in a constant returns to scale (constant returns to scale), while the efficiency of coverage is achieved when a bank is able to operate in diversified locations. Location efficiency is achieved when a bank is able to determine a wide range of output that maximizes profit, on the one hand banks seek to improve its performance by improving the acquisition of public funds but on the other hand as the intermediary distribution in the form of loans is not maximized. Efficiency relates to the cost of that is issued by a bank, where the conduct efficient operations can be in the know and in measuring the ability of management to manage input and output. Based on this background, this study aims to determine the effect of total deposits, loans (loans), total assets, total cost, NPA, total revenue and spread to the operating profit. To determine the influence of ROA, NIM, NPL, ROA, LDR and CAR to profitability. To test the operational efficiency of banks in Indonesia with DEA method (Data Envelopment Analysis). Object of research is that Go Public Bank in Indonesia in the period 2010 - 2014. The sampling technique used purposive sampling technique. Data types are Sekuder data, source data from the website BEI (www.idx.co.id). Data collection techniques and methods of documentation methods literature. Regression analysis data analysis, hypothesis testing and DEA method.The results showed that simultaneous total deposits, loan / credit is given, total assets, total cost, NPA, total revenue and spread significant and positive impact on operating profit. In partial successfully received or no significant effect on operating profit are deposits, loan / credit is given, total assets and total revenue, whereas no significant effect is the NPA. The most dominant variable affecting the operating profit is total deposits. Simultaneously ROA, NIM, NPL, ROA, and LDR CAR significant and positive impact on profitability. In partial successfully received or no significant effect on profitability is ROA, NPL, LDR and CAR, whereas no significant effect on profitability is NIM and ROA. The most dominant variable affecting profitability is the LDR. DEA was able to identify nine major banks from 14 banks, and small banks 5 of 14 banks are efficient.
Harga Saham dan Nilai Tukar dalam Vector Error Correction Model (Kasus Indonesia dalam Masa Krisis Ekonomi) Firman Pribadi
Riset Akuntansi dan Keuangan Indonesia Vol 6, No 1 (2007): Jurnal Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v6i1.3549

Abstract

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Analisis Kinerja Pengelolaan Keuangan Pemerintah Daerah Kabupaten Pulau Morotai Provinsi Maluku Utara (Studi Pemerintah Kabupaten Pulau Morotai Lima Tahun Terakhir 2011-2015) Nurhikmah Sibua; Firman Pribadi
INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia Vol. 2 No. 3 (2019): INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia - Edisi Juni 2019
Publisher : Forum Inovasi Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (595.783 KB) | DOI: 10.31842/jurnal-inobis.v2i3.95

Abstract

Otonomi daerah merupakan upaya pemberdayaan daerah dalam pengambilan keputusan daerah secara lebih leluasa dan bertanggungjawab untuk mengelola sumber daya yang dimiliki sesuai dengan kepentingan, prioritas, dan potensi daerah. Meskipun demikian, namun dalam pelaksanaannya terdapat berbagai permasalahan daerah yang dihadapi pemerintah Kabupaten Pulau Morotai antara lain: (1) ketergantungan pemerintah daerah kepada subsidi dari pemerintah pusat dan provinsi, (2) rendahnya kemampuan daerah untuk menggali potensi sumber-sumber pendapatan asli daerah yang tercermin dari penerimaan Pendapatan Asli Daerah (PAD) yang relatif kecil dibanding total penerimaan daerah, (3) kurangnya usaha dan kemampuan penerimaan daerah dalam pengelolaan dan menggali sumber-sumber pendapatan yang ada. (4) Inefisiensi pemerintah daerah dalam melakukan belanja daerah. Berpijak dari dasar pemikiran tersebut, maka dapat dirumuskan permasalahan dalam penelitian ini yaitu bagaimana kinerja pengelolaan keuangan pemerintah daerah Kabupaten Pulau Morotai. Penelitian ini bertujuan untuk; (1) mengetahui kinerja pengelolaan keuangan pemerintah daerah Kabupaten Pulau Morotai tahun 2011-2015. Penelitian analisis implementasi kinerja ini menggunakan metode deskriptif kualitatif yang diperoleh dari Laporan Realisasi Anggaran (LRA) dan Anggaran Pendapatan Belanja Daerah (APBD) pemerintah daerah Kabupaten Pulau Morotai tahun 2011-2015, dalam analisis data, diawali dengan menghimpun data melalui metode wawancara, dokumentasi dan observasi. Hasil penelitian ini menyimpulkan; kinerja keuangan pemerintah daerah Kabupaten Pulau Morotai hasil analisis rasio-rasio keuangan daerah yakni; rasio derajat desentralisasi, rasio ketergantungan, dan rasio kemandirian dalam kurun waktu tiga tahun terakhir 2013, 2014 dan 2015 hasil analisis rasio-rasio menunjukan nilai yang tinggi. Adapun yang menjadi hambatan dalam keberhasilan kinerja realisasi pengelolaan keuangan pemerintah daerah Kabupaten Pulau Morotai yakni; ketidakakuratan data potensial Pendapatan Asli Daerah (PAD), minimnya pengalokasian anggaran, dan tingginya ketergantungan pemerintah daerah. Dan solusi dalam keberhasilan kinerja realisasi pengelolaan keuangan pemerintah daerah Kabupaten Pulau Morotai yakni memperbaiki manajemen pengelolaan Pendapatan Asli Daerah (PAD), meningkatkan pengelokasian anggaran, dan meningkatkan koordinasi, sosialisasi, pembinaan serta pengendalian.
MINAT PENGGUNAAN ELEKTRONIK BANKING BANK SWASTA DI YOGYAKARTA Adityas Wahyuningsih; Arni Surwanti; Firman Pribadi
Ultima Management : Jurnal Ilmu Manajemen Vol 11 No 2 (2019): Vol 11 No 2 (2019): Ultima Management : Jurnal Ilmu Manajemen
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1124.992 KB) | DOI: 10.31937/manajemen.v11i2.1487

Abstract

ABSTRACT Information systems and technology are increasingly developing. These developments have been utilized by banks to facilitate financial transactions by embarrassing innovation and implementing notional transactions, one of which is by implementing electronic banking. Research related to the analysis of factors that influence behavioral intention shows inconsistent results. Research related to the analysis of factors that influence interest and the level of using electronic private banks in Jakarta has never been done. This study aims to determine the factors that influence the interest and level of customer use using electronic banking services at Private Banks in Yogyakarta. The study was conducted with quantitative methods. Sampling is done by using an purposive sampling technique. Data is collected by a survey using a questionnaire. The study was conducted on 100 private bank customers in Yogyakarta who use electronic banking on November 2019. Data were analyzed using SEM-PLS analysis. The results show that effort expectations, perceived service quality, and hedonic motivation have a significant and positive effect on behavioral intention to use e-banking. Behavioral intention to use e-banking has a significant and positive effect on the level of e-banking usage. Performance expectations and social influence have no significant effect on behavioral intention to use e-banking. Keywords: behavioral intention, elektronic banking, intention to use, level of e-banking usage
Implementasi Lean Hospital dalam Meningkatkan Pelayanan Rawat Jalan Poliklinik Penyakit Dalam Dewi Kurniasih; Nuryakin Nuryakin; Firman Pribadi
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 28 No 1 (2021): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jp.2021.28.01.3553

Abstract

Permasalahan yang umum terjadi dalam pelayanan rawat jalan di rumah sakit adalah lamanya waktu tunggu, proses administrasi, ketersediaan informasi, dan yang lainnya. Salah satu pendekatan perbaikan kualitas yang digunakan dalam penelitian ini adalah lean hospital dengan tujuan untuk mencapai efektivitas dan efisiensi penggunaan waktu, tenaga kerja, ruang, dan sumber daya lainnya. Penelitian ini bertujuan untuk mengetahui gambaran value stream mapping (VSM), menganalisa hal yang menjadi waste, dan usulan perbaikan menggunakan pendekatan lean hospital pada pelayanan rawat jalan poliklnik penyakit dalam RS “X” di Indonesia. Penelitian dilakukan dengan pendekatan kualitatif melalui observasi langsung, wawancara mendalam dan telaah dokumen. Hasil penelitian menunjukkan nilai Non Value Added tertinggi adalah pada unit poliklinik yaitu sebesar (97,09%) dengan Value Added sebesar (2,91%) dan waiting time (107,22 menit) pada pelayanan pasien non-asuransi dengan pemeriksaan penunjang. Waste yang terjadi berupa waste of waiting, transportation, overproduction, overprocessing, inventory, motion, human potential dan defect. Dari hasil fishbone diagram diketahui bahwa akar penyebab masalah yang terjadi di unit poliklinik adalah dalam hal manajemen, peralatan, layout, petugas dan sistem informasi. Usulan perbaikan yang dapat diberikan berupa usulan jangka pendek, jangka menengah dan jangka panjang. Kata kunci: rawat jalan, lean hospital, waste, value added, non value added, VSM
Procurement Process of Goods and Dental Polyclinic Unit Space Batang Hospital in the Era of the Covid 19 Pandemic (Case Study) Inneke Kencana Sari; Iwan Dewanto; Firman Pribadi
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3610

Abstract

The implementation of the procurement of medical devices and the layout of the dental polyclinic unit is an important factor in supporting health service efforts. Procurement of medical equipment and spatial planning requires additional budget, this is due to adjustments that must be carried out by the dental polyclinic unit of Batang Hospital. The purpose of this study was to determine the process of implementing procurement of goods and adjusting the layout of the dental polyclinic unit of the Batang Regional General Hospital in the Covid 19 pandemic era. Method: The study used a qualitative method (case study). The research subjects were employees of RSUD Batang totaling 7 respondents and 2 respondents triangulation with total sampling technique. Data analysis using a qualitative interactive model Research Results: The implementation of the proposal, planning, budgeting, procurement and spatial adjustment of the dental polyclinic unit has been going well and in accordance with the procedure, although it is not perfect as for the need for proposing medical equipment, it is not fully in accordance with the needs of the dental clinic. Barriers to procurement of goods and adjustments to the layout of the dental polyclinic unit are caused by limited budgets or not in accordance with realization, so that the proposed needs are considered according to a priority scale. The risk of procurement of goods and adjustments to the layout of the dental polyclinic unit that has not been fulfilled, the management is responsible in this case to reduce the risk by providing level 3 PPE, vaccines and other forms of protection with assistance. Conclusion: The process of implementing the procurement of goods and adjusting the layout of the dental polyclinic unit of the Batang Regional General Hospital in the era of the Covid 19 pandemic has been going well and not fully in accordance with the needs of the user/dentist.
User-Centered Feature Requirements in Wearable Digital Health to Support Self-Care Among Stroke Survivors Merita Arini; Moch Zihad Islami; Attar Husna Fathiya; Warih Andan Puspitosari; Nurchayati, Nurchayati; Firman Pribadi; Setyonugroho, Winny
Media Publikasi Promosi Kesehatan Indonesia (MPPKI) Vol. 8 No. 10 (2025): October 2025
Publisher : Fakultas Kesehatan Masyarakat, Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/mppki.v8i10.7891

Abstract

Introduction: Stroke is a major cause of death and disability in Indonesia, leaving many survivors with long-term self-care challenges. Wearable technologies using digital health technology offer potential support. However, the adoption of technology is hindered by usability, accessibility, and cultural barriers. This study explores user-driven feature requirements to inform inclusive and effective digital self-care solutions for stroke survivors Methods: This explorative qualitative study with a phenomenological approach involved in-depth interviews with 19 stroke survivors conducted between May and August 2024 in Yogyakarta and Bandung. Participants were selected using purposive and snowball sampling and analyzed using thematic analysis. Ethical approval was obtained from the Universitas Aisyiyah Yogyakarta Ethics Committee (No. 3832/KEP-UNISA/VII/2024), and all participants provided informed consent. Results: A total of 19 stroke survivors (mostly male and aged 45–60) participated in this study, with the majority having lived with stroke for over five years. Two overarching themes emerged. The first, Managing Health and Daily Life, reflected the need for features that assist stroke survivor to navigate their self-care practices. The second, Navigating Technology with Limitations, highlighted emotional and socio-cultural barriers that hinder technology adoption and sustained use among stroke survivors. These findings suggest that effective wearable solutions must integrate practical health management functions with user-centered design, addressing cognitive, emotional, and contextual barriers to long-term use, with implications for inclusive design guidelines and grassroots-based technology policies. Conclusion: This study gives an understanding of user-centered perspectives in digital health technology by highlighting the practical and emotional aspects of technology use. Future research should incorporate caregiver and healthcare provider perspectives and evaluate prototypes in real-world settings to strengthen inclusive innovation and sustainable adoption.