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All Journal Coopetition : Jurnal Ilmiah Manajemen Koaliansi Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Nurjamil, Nurjamil
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Economics, Econometrics & Finance Education Social Sciences Other

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Restrukturisasi pembiayaan pada baitul maal wattamwil dilihat dari perspektif maqashidussyariah Nurjamil, Nurjamil
Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis Vol. 1 No. 3 (2022): Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/cocreation.v1i3.638

Abstract

This study was conducted to elaborate further on the restructuring policy carried out by the management of Baitul Maal Wattamwil (BMT) for financing customers who experience Non Performing Financing (NPF) problems due to the impact of Covid 19 Viewed from the Perspective of Maqashidussyariah. This study is a library research using a qualitative descriptive method, where researchers describe data on the impact of Covid 19 on the financing problems of BMT customers which are responded to with a restructuring policy linked to maqashidussyariah. The results of this study state that the restructuring policy is a primary need (dharuriyyah) which can be categorized as an effort to maintain the assets (Hifdzh Al-Maal) of depositors and maintain the honor (Hifdzh Al-‘Irdh) of financing customers. It can be concluded that this is very closely related to the professionalism of the manager and by maintaining the principle of caution and entering the category of maintaining the honor (Hifdzh 'Irdh) of financing customers because the honor of a believer is an obligation for other Muslims.
Analisis Tingkat Kesehatan Pada Aspek Jati Diri Koperasi Pada Koperasi Syariah Hayatussunah Masjid Jami Mungsolkanas Chiampelas-Bandung Nurjamil, Nurjamil; Nurkhalifah, Eva
Coopetition : Jurnal Ilmiah Manajemen Vol. 16 No. 1 (2025): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v16i1.5216

Abstract

This study aims to determine the health level of the Hidayatussunnah Sharia Cooperative at the Jami Munsolkanas Chimapelas-Bandung Mosque. To analyze the level of health in 2021 which refers to the regulation of the deputy for supervision of the ministry of cooperatives and SMEs No.07/Per/Dep.6/IV/2016 which includes aspects of identity by calculating using two ratios, namely the ratio of gross participation and the ratio of economic participation of members . Which produces calculations from the results of research that has been carried out at the Hidayatussunnah Sharia cooperative Jami Munsolkanas Chimapelas-Bandung Mosque. That this cooperative is included in the category of cooperatives that have low criteria in terms of service to its members and provide sufficient benefits to its members.
Politik Hukum Islam Kultural dalam Peraturan Tentang Koperasi Syariah di Indonesia Nurjamil, Nurjamil
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2019): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v3i2.6899

Abstract

Penelitian ini dilakukan untuk mengelaborasi ajaran Islam kulutral dan pengaruhnya dalam membentuk corak politik hukum Islam di Indonesia serta menentukan arah kebijakan politik hukum Islam di Indonesia dihubungkan dengan diberlakukannya Peraturan Perundang-undangan tentang Koperasi Syariah. Penelitian yang dilakukan merupakan penelitian deskriptif analitis dengan pendekatan yuridis normatif. Data diperoleh dari penelitian kepustakaan (library research) selanjutnya dianalisis secara kualitatif dan disimpulkan bahwa ajaran Islam kulutral mempunyai pengaruh yang sangat besar dalam memberi bentuk corak politik hukum Islam di Indonesia yang bersifat heterogen akan tetapi ajaran Islam kultural tidak terlihat begitu kental dalam Undang-Undang Koperasi, justru nilai-nilai Islam diterapkan dalam peraturan-peraturan yang sifatnya lebih rendah dan teknis, yakni peraturan menteri dan fatwa Dewan Syariah Nasional-MUI.
Peluang Dan Tantangan Penerapan Prinsip Syariah Dalam Operasionalisasi Koperasi Merah Putih Nurhayati, Siti; Nurjamil, Nurjamil; Muhammad Iqbal, Eka
Koaliansi : Cooperative Journal Vol. 5 No. 1 (2025): Koaliansi : Cooperative Journal
Publisher : Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/gfjm2t05

Abstract

The implementation of Sharia principles in Koperasi Merah Putih presents significant opportunities to enhance member trust, expand access to Islamic financing, and strengthen governance grounded in fairness and transparency. This study identifies critical challenges, including regulatory disharmony, limited literacy in Sharia contracts, insufficient capacity of Sharia Supervisory Boards, and heightened managerial and financing risks during the transition phase. The analysis reveals that successful implementation requires regulatory harmonization, capacity building for human resources, optimization of Sharia supervisory functions, and integrated risk management. These findings provide strategic insights for developing a sustainable cooperative model that fully embodies Sharia principles in both form and substance. Keywords: Capacity Building, Cooperative Governance, Regulatory Harmonization, Sharia Compliance, Transition Risk
Restrukturisasi pembiayaan pada baitul maal wattamwil dilihat dari perspektif maqashidussyariah Nurjamil, Nurjamil
Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis Vol. 1 No. 3 (2022): Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/cocreation.v1i3.638

Abstract

This study was conducted to elaborate further on the restructuring policy carried out by the management of Baitul Maal Wattamwil (BMT) for financing customers who experience Non Performing Financing (NPF) problems due to the impact of Covid 19 Viewed from the Perspective of Maqashidussyariah. This study is a library research using a qualitative descriptive method, where researchers describe data on the impact of Covid 19 on the financing problems of BMT customers which are responded to with a restructuring policy linked to maqashidussyariah. The results of this study state that the restructuring policy is a primary need (dharuriyyah) which can be categorized as an effort to maintain the assets (Hifdzh Al-Maal) of depositors and maintain the honor (Hifdzh Al-‘Irdh) of financing customers. It can be concluded that this is very closely related to the professionalism of the manager and by maintaining the principle of caution and entering the category of maintaining the honor (Hifdzh 'Irdh) of financing customers because the honor of a believer is an obligation for other Muslims.
Co-Authors Muhammad Iqbal, Eka Nurkhalifah, Eva Siti Nurhayati