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Journal : Abdi Dosen : Jurnal Pengabdian Pada Masyarakat

STRATEGY EDUCATION TO INCREASE BANK BPD BALI'S ASSET GROWTH THROUGH ITS ABILITY AS AN AGENT OF REGIONAL DEVELOPMENT Amarani, Aura; Wirsa, I Nengah
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 7 No. 3 (2023): SEPTEMBER
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v7i3.2009

Abstract

Global economic growth is anticipated to slow in 2023 from 2022, accompanied by rising inflationary pressures, aggressive monetary policy rate hikes, and financial market uncertainty. This growth must be independent of the bank's role as an economic body that supervises, accumulates, and distributes monies to the public through deposits. Regional Development Bank (BPD) is a banking entity created by a local government with total shareholders or a fraction of shares controlled by the local government. The challenge is that the growth rate of commercial bank assets in Bali is larger than BPD Bali Bank. One of the actions that may be done is to carry out a strategy to create capacity as an agent of regional development. Briefing and learning activities allow organizations to become more aware of the importance of implementing ways to improve the growth of company assets. This activity is planned to follow up the implementation of the capability-building strategy as an agent of regional development in increasing the growth of Bank BPD Bali's assets so that asset growth increases optimally.
APPLICATION OF CREDIT DISTRIBUTION FOR CORPORATE BUSINESS SEGMENTS AT PT. BALI REGIONAL DEVELOPMENT BANK Febriyanti, Ni Kadek Rika; Wirsa, I Nengah
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 8 No. 1 (2024): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v8i1.2035

Abstract

Corporate Credit is one of the sections of BPD Bali, corporate banking is frequently also referred to as business banking, comprising areas of banking connected to corporate services. Corporate banking is a key profit center for as big companies of banks, but corporations are the originator of the largest client loans, corporations corporations are also a frequent source of write-offs for loans that have deteriorated. The sector taken by corporate banking normally serves a broad range, ranging from small and medium companies (SMEs) to giant corporate categories with billions in sales and offices nationwide. The issues encountered by Bank BPD Bali in the credit sector include how to implement credit distribution and the constraining factors for credit distribution at Bank BPD Bali. The purpose of this study is to find out how the application of credit distribution for the corporate business segment at PT. Bali Regional Development Bank and to find out the inhibiting factors for applying credit distribution for the corporate business segment at PT. Bali Regional Development Bank. That means Bank BPD Bali may utilize this study as an assessment material for the inhibiting factors that restrict the spread of credit.
ANALYSIS OF BPD BALI MOBILE USAGE ON CUSTOMER INTEREST IN TRANSACTIONS Dewi, Kadek Safira Permata; Wirsa, I Nengah
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 8 No. 1 (2024): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v8i1.2037

Abstract

Competition in the financial business is getting tougher in local and international markets. Banks that strive to grow and achieve competitive advantage must be able to provide clients with better services than their competitors. Customer interest in transactions is a success factor for a bank in improving and developing the quality of its services. The quality of customer service is very important for companies to be managed properly in order to continue to gain customer trust and satisfaction. PT Bank Pembangunan Daerah Bali must provide the best service supported by adequate facilities and infrastructure. One form of facilities and infrastructure that can improve the quality of service of a service provider (bank) is to provide services through electronic media or e-banking. Problems with the e-banking application of PT Bank Pembangunan Daerah Bali have weaknesses that reduce customer interest in using this application. This research aims to be used as evaluation material by Bank BPD Bali Province in improving and improving service performance through electronic media.