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Empowerment of Financial Literacy in the Era of Digitalization 5.0 MSME Trade at the Bandung City Chamber of Commerce Hertina, Dede; Hendayana, Yana; Ichsani, Sakina; Fatihat, Gita Genia; Pratiwi, Leni Nur
Unram Journal of Community Service Vol. 5 No. 3 (2024): September
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i3.708

Abstract

Technological developments have brought us to an era where digital financial literacy has become very important, especially for people accustomed to the digital world. In today's digital era, skills in managing finances are no longer enough just to count money conventionally. The micro, small, and medium enterprises sector plays a vital role in the national economy, especially in creating jobs and increasing people's income. Based on this, the Community Service implementation team held training and outreach activities with the theme Empowering Financial Literacy in the Era of Digitalization 5.0 Micro, Small and Medium Enterprise Trade at the Bandung City Chamber of Commerce and Industry. Community Service Activities in the form of presenting material regarding Financial Literacy Empowerment in the Digitalization Era 5.0 will be held on July 31 2024. 15 Bandung City KADIN Micro, Small and Medium Enterprise partners who attended this activity have businesses in the culinary, fashion, service and trade sectors. The activities went well based on the evaluation results, and the training materials were based on work needs. A follow-up to this activity is the need for a sustainability program with the help of lecturers from the Faculty of Economics and Business, Widyatama University and KADIN Bandung City to help partners in the field of Financial Technology so that partners and the community can maximize training and development of financial literacy, especially for MSMEs in the Era-based trade sector. Digital 5.0 is vital because the micro, small, and medium enterprises sector is essential in advancing the country's economy.
Portfolio Analysis Using Fama-French Five Factors Model And Its Relation With Behavioral Investor Theory: IDX-MES BUMN 17 Index Ichsani, Sakina
Journal of Financial and Behavioural Accounting Vol. 5 No. 2 (2025)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jfba.v5i2.13881.2025

Abstract

This study aims to analyze the performance of the sharia stock index named IDX-MES BUMN 17 on the Indonesia Stock Exchange (IDX) during the 2020–2024 period using the Fama-French Five Factor Model. This model evaluates the influence of five factors: company size, value factor, profitability factor, investment factor, and market risk. The data used are secondary data including historical stock prices, market index, and company fundamental data. Stocks are grouped into portfolios based on a combination of these factors. The analysis results indicate that investors with speculative and aggressive profiles should invest in SMBR and ELSA stocks. Young investors should invest in BRIS and TLKM stocks, while retirement/ institutional investors should invest in SMGR. Preserver investors are more suited to SMGR and IPCC, while Followers should invest in PTBA and TLKM. Independent/Individualists should choose ELSA, SMBR, PGAS, PTBA, BRIS, and TINS. Independent Active Accumulators can choose PTBA, ELSA, BRIS, ANTM, IPCC, TLKM, and PTPP. This study contributes to investors and investment managers in understanding the optimal portfolio structure that suits investors' risk preferences.