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All Journal Agricore: Jurnal Agribisnis dan Sosial Ekonomi Pertanian Unpad Jurnal Perikanan
Istriningsih, Istriningsih
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Agriculture, Biological Sciences & Forestry

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FACTORS DETERMINING THE DECISIONS FOR PROVIDING PEOPLE'S BUSINESS CREDIT (KUR) FISHERMAN HOUSEHOLDS IN BENGKULU PROVINCE Pratama, Edo Putra; Reswita, Reswita; Khairani, Lathifah; Istriningsih, Istriningsih
Jurnal Perikanan Unram Vol 15 No 2 (2025): JURNAL PERIKANAN
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jp.v15i2.1461

Abstract

Credit involves a component of trust that an organization or bank places in its customers. One form of credit provision for the public is the People’s Business Credit (KUR). This study focuses on the decision-making process for granting KUR to fishing households in Bengkulu Province. The objective of this research is to provide a descriptive analysis of KUR distribution to fishing households and to identify the factors influencing credit approval decisions. This study was conducted in Bengkulu Province, which was purposively selected due to the broader availability of KUR capital. The research utilizes secondary data, with analytical methods including descriptive statistics and binary logistic regression. The findings indicate that 42 fishermen (21%) received KUR, while 158 fishermen (79%) did not. The factors that significantly influence the probability of receiving KUR are age and bank account ownership. Banks should implement policies that allow alternative requirements to replace collateral, ensuring that fishermen in Bengkulu Province can meet the necessary conditions. This study can serve as a reference for future research, which can be further explored using primary data.
ANALISIS KERENTANAN SOSIAL EKONOMI RUMAH TANGGA PETANI PADI DALAM MENGHADAPI PERUBAHAN IKLIM DI KOTA BENGKULU Amiroh, Azizah; Yuliarti, Ellys; Ifebri, Rihan; istriningsih, istriningsih
Agricore Vol 11, No 1 (2026): Agribisnis dan Sosial Ekonomi Pertanian
Publisher : Departemen Sosial Ekonomi Faperta Unpad dan Perhepi Komisariat Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/agricore.v11i1.70074

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis sejauh mana pengetahuan petani padi serta kerentanan penghidupan rumah tangga petani dalam menghadapi perubahan iklim di Kota Bengkulu, khususnya di Kecamatan Muara Bangkahulu dan Sungai Serut. Metode digunakan dalam penelitian purposive ini di Kota Bengkulu  dengan teknik probability sampling dengan pendekatan cluster area sampling, khususnya di daerah yang rawan banjir seperti Kecamatan Muara Bangkahulu dan Sungai Serut. Hasil penelitian menunjukkan bahwa pengetahuan petani berada dalam kategori sedang. Banyak di antara petani belum sepenuhnya memahami perubahan iklim secara ilmiah, petani sudah merasakan dampak nyata seperti perubahan musim, banjir, kesulitan menentukan waktu tanam, serta penurunan hasil panen. Tingkat kerentanan rumah tangga termasuk dalam kategori rentan dengan variasi karakteristik antarwilayah, dipengaruhi oleh tingginya risiko banjir, sensitivitas terhadap ketersediaan air dan pangan, serta kemampuan adaptasi yang masih terbatas, sehingga penguatan pemahaman iklim dan penerapan strategi adaptasi yang berkelanjutan sangat diperlukan.Kata Kunci : Kerentanan, Petani padi, Rumah Tangga, Perubahan Iklim.Abstract This study aims to analyze the extent of rice farmers’ knowledge and the livelihood vulnerability of farming households in facing climate change in Bengkulu City, particularly in Muara Bangkahulu and Sungai Serut sub-districts. The method used is purposive site selection with a probability sampling technique using a cluster area sampling approach, focusing on flood-prone areas. The results show that farmers’ knowledge is moderate. Many farmers do not fully understand climate change scientifically, but they have directly experienced its impacts, such as shifting seasons, flooding, difficulties in determining planting time, and declining crop yields. Household vulnerability is categorized as vulnerable, with regional variations influenced by high flood risk, sensitivity to water and food availability, and limited adaptive capacity, highlighting the need to strengthen climate understanding and implement sustainable adaptation strategies.Keywords: Vulnerability, Rice Farmer, Household, Climate Change.
Co-Authors Amiroh, Azizah Ellys Yuliarti, Ellys Ifebri, Rihan Khairani, Lathifah Pratama, Edo Putra Reswita Reswita, Reswita