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All Journal Tujjar International Journal of Islamic Economics Development
Bengana, Mohamed
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Religion Humanities

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Journal : tujjar international journal of islamic economics development

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Examining The Ibra's Application in The Islamic Financing Product in The Malaysian Islamic Bank Nurlia, Nurlia; Bengana, Mohamed; Supriadi, Fenni
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 1 No 1 (2023): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v1i1.5726

Abstract

Ibra' (rebate) is a word used in Islamic banking that refers to Islamic banks offering refunds in exchange for the customer making an early settlement prior to a specified situation. After Bank Negara Malaysia issued a guideline on providing Ibra' to all Islamic financial institutions, the applicability of Ibra became widely accepted. There are several concerns that come from the use of ibra' and how ibra' has been implemented by Islamic banks, and this paper investigates these issues utilizing library research and case studies. Because of the Islamic banks' policy, real-world examples of how ibra' is used in Islamic banks are few. This paper traces and discusses that development.
Co-Authors Fenni Supriadi Nurlia Nurlia