Almunawaroh, Tri
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PENGARUH PENGGUNAAN MOBILE BANKING DAN E-COMMERCE TERHADAP PERILAKU KONSUMTIF MAHASISWA STKIP MAJENANG TAHUN 2023 Eka Putri Purwanti; Almunawaroh, Tri; Yogi Nurfauzi
HATTA : Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi Vol 2 No 2 (2024): Oktober
Publisher : STKIP MAJENANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/hatta.v2i2.37

Abstract

Based on observations, most students at STKIP Majenang use m-banking because of the factors of speed, convenience, and convenience in transactions. Because of these factors, they choose to use e-commerce for shopping to meet their needs. However, not everyone can control themselves when they see a variety of interesting items, so they often khilaf and buy goods outside of need. This study aims to determine the influence of the use of mobile banking and e-commerce on the consumptive behavior of STKIP Majenang students, both partially and simultaneously. This study uses a quantitative type of research approach. The population in this study is all students of STKIP Majenang who have mobile banking and e-commerce applications, amounting to 79 people. Sampling in this study used saturated samples, where all populations were sampled. Data collection techniques in this study are observation, interviews, and questionnaire distribution. Multiple regression tests showed significance values of 0.285 > 0.05 and calculated t values of 1.077 < t values of tables of 1.991. The results of the hypothesis test (partial test), where the significance value is 0.03 < 0.05 and the calculated t value is 3.045 > t table 1.991. In the calculation of the correlation coefficient obtained, the F count is 7.176 > F table is 3.12, and the significance level is 0.001 < 0.05 The results showed that there was no influence between mobile banking and student consumptive behavior. However, there is a positive and significant influence between e-commerce and consumptive behavior. And there is a significant influence between mobile banking and e-commerce on student consumptive behavior
Gerakan Koin NU Bentuk Pengejawantahan Ekonomi Kerakyatan Selaras Dengan Sistem Ekonomi Islam Almunawaroh, Tri; Boby Sandityas Prahasto
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2803

Abstract

This literature review aims to understand the relationship between the NU Coin Movement and the people's economy and the Islamic economic system.The research data were obtained from various library sources, including books, articles, journals, official websites, and other scholarly writings.From the review of various sources, it can be understood that the NU coin movement is a movement for the independence of the community, where the funds collected from the NU community are managed by NU and used for NU. Its purpose is for the common welfare, to help the weak, empower the capable, and reduce social inequality among the community.The existence of a gotong royong system and the realization of people's sovereignty, "from NU, by NU, and for NU". Thus, it can be said that the NU coin movement is one of the manifestations/embodiments of the people's economic system. And in its transactions, it aligns with the concept of Islamic economics which aims to achieve maslahah ummah (public welfare), by adhering to the principles of aqidah/Tauhid, ownership, freedom, justice (‘adalah), balance, brotherhood/family (ukhuwah), and wealth distribution/prevention of wealth accumulation.
Tinjauan Hukum Islam Terhadap Praktek Jual Beli Sistem Hutang Hasil Pertanian Ngasifudin, Muhammad; Almunawaroh, Tri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i1.2932

Abstract

This reserch aims to analyze agricultural trading  on credit system in islamic approach. This research was conducted in the village of Pahonjean. Majenang towards the welfare of farmers.  Data collection was carried out by observation, and interviews. By using a qualitative approach the results showed that this system of accounts receivable has become a habit among farmers and the impression from this system is that new farmers can only fulfill their primary and secondary needs.