Pudjihardjo, Muhammad
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ANALISIS PENYERAPAN TENAGA KERJA DI KOTA KUPANG PROPINSI NUSA TENGGARA TIMUR TAHUN 2005 – 2010 Tomasowa, Olivia Tomasowa Louise Eunike; Pudjihardjo, Muhammad
Jurnal Ekonomi Pembangunan Vol 9, No 1 (2011): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (356.09 KB) | DOI: 10.22219/jep.v9i1.3649

Abstract

The research is analyzing the absorption of workers at East Nusa Tenggara Province in period 2005-2010. Research aims at: identifying sectors with the strength of absorbing workers in period 2005-2010; understanding the output produced by sector workers at Kupang city; and acknowledging how is the effect of the economic growth on the absorption of workers at Kupang city in period 2005-2010. Analysis tools are Location Quotient (LQ), TK Productivity, TK Elasticity, MRP, and Klassen Typology. Result of research indicates that financial, building rent and company service sector, are superior sectors in absorbing workers.
PENGARUH KEPERCAYAAN, KEMUDAHAN, RELIGIUSITAS DAN PERSEPSI RISIKO TERHADAP KEPUTUSAN PEMBELIAN MENGGUNAKAN SPAYLATER Wulan Dary, Riszha; Pudjihardjo, Muhammad
Islamic Economics and finance in Focus Vol. 1 No. 3 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.3.07

Abstract

The development of globalization has an impact on human life by bringing changes to human life. various fields today. One of them is the field of technology and information that is developing and cannot be separated from the internet. Many marketplaces have sprung up in Indonesia, this research focuses on the shopee marketplace. Shopee is the most visited marketplace in Indonesia. Shopee provides various payment methods, one of which is Spaylater. The Spaylater system is the same as a credit card in that it provides loans to its users. The younger generation, namely Generation Z, currently dominates internet users in Indonesia. They mostly use it for social media or online shopping. The purpose of this study was to determine the effect of trust, convenience, religiosity and risk perception on purchasing decisions using Spaylater. This study uses a descriptive quantitative approach with multiple linear regression analysis. The sampling method used is non-probability sampling with purposive sampling technique. The sample of the population is 125 respondents from generation Z Muslims in Indonesia. The results obtained that trust, ease of use, religiosity and perceived risk together have a significant effect on purchasing decisions using Spaylater.