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THE INFLUENCE OF FINANCIAL LITERACY TOWARDS FINANCIAL BEHAVIOR RESWARI, ANGGINA DWI; SUDARTO, SUDARTO; WIDYASTUTI, EKANINGTYAS
JOURNAL OF RESEARCH IN MANAGEMENT Vol 1, No 2 (2018)
Publisher : INDONESIAN RESEARCH SOCIETY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/jorim.v1i2.28

Abstract

The ability to manage personal finance has become increasingly important in today?s world.The study about personal finance is challenging to be investigated, due to the rare ofresearch regarding this topic. This research is aim to know the influence of demographicfactors towards financial literacy and its impact towards financial behavior from the membersof SMEs under the guidance of Bank Indonesia in Banyumas. The research methodologythat used in this study is a case study with survey research method. Convenience samplingtechnique derived from non-probability sampling techniques are used for sample selection.The sample of this research are 83 respondents and used the OLS as the model estimation.The results of this study indicate that education significantly influences the financial literacylevel and the financial behavior level. Then, income also significantly affects financialbehavior, but does not affect a person's financial literacy. Surprisingly, the financial literacydoes not affect the financial behavior of the members and other variables such as gender,age, and marital status also do not affect both financial literacy level and financial behaviorlevel. This result could give evidence about the factors affecting financial literacy andfinancial behavior thus it could give the implications to the Bank Indonesia and the SMEs forincreasing the personal financial ability as a whole.
Pendampingan Pengemasan Produk Sabun Cuci Piring Berbahan Limbah Kulit Nanas Pada Kelompok Wanita Tani (KWT) Desa Beluk, Kecamatan Belik, Kabupaten Pemalang fauzi, pahrul; Widyastuti, Ekaningtyas; Rahayu, Eva
Artha Imperium: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 2 (2024): 2024
Publisher : PT. Artha Genetikalab Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62521/efa6ff32

Abstract

Kabupaten Pemalang dikenal sebagai penghasil nanas madu, terutama di Kecamatan Belik, dengan Desa Beluk sebagai sentra utama. Desa ini berkontribusi besar pada produksi nanas, namun menghadapi masalah limbah kulit nanas yang menumpuk, menyebabkan bau tak sedap dan genangan air. Kegiatan ini berfokus pada pengolahan limbah kulit nanas menjadi sabun pencuci piring menggunakan teknologi sederhana, melanjutkan program sebelumnya. Melalui Pengabdian Kepada Masyarakat, kegiatan ini bertujuan meningkatkan produksi, kualitas kemasan, dan merek sabun agar dapat dipasarkan lebih luas. Metode kegiatan dilakukan melalui serangkaian penyuluhan, dan praktik langsung. Pembuatan sabun, dilakukan secara berkelompok termasuk pembuatan merek pada kemasan. Pendampingan dapat dibuat secara berkelanjutan, terutama pada aspek pemasaran.  Hasil kegiatan pengabdian menunjukkan bahwa mitra mengalami peningkatan kemampuan dalam memproduksi sabun cuci piring berbahan limbah kulit nanas dengan pengemasan yang lebih mampu dipasarkan lebih luas