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All Journal Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Maisyatuna
Siregar, Muhammad Maulana
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Financial Inclusion Dan Pemahaman Keuangan Terhadap Keputusan Menggunakan Bank Syariah (Studi Kasus Pt. Bank Sumut Kantor Cabang Syariah Medan Ring Road) Siregar, Muhammad Maulana; Nasution, Muhammad Lathief Ilhamy; Dharma, Budi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1763

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui Pengaruh Financial Inclusion dan Pemahaman Keuangan Terhadap Keputusan menggunakan Perbankan Syariah (Studi Kasus PT. Bank Sumut Kantor Cabang Syariah Medan Ring Road), penelitian ini dilakukan pada karyawan PT. Bank Sumut Kantor Cabang Syariah Medan Ring Road). Jenis penelitian yang digunakan adalah penelitian kuantitatif. Pengambilan sampel menggunakan teknik sampling jenuh, karena peneliti hanya mengambil sampel responden karyawan yang berjumlah 35 responden. Teknik pengumpulan data menggunakan kuesioner yang telah diuji validitas dan reliabilitasnya. Hasil penelitian yang dilakukan menunjukkan bahwa koefisien determinasi (adjusted R square) sebesar 0,641 atau 64,1%. Bahwa Financial Inclusion dan Pemahaman Keuangan secara simultan berpengaruh terhadap Keputusan Menggunakan Perbankan Syariah (Studi Kasus PT. Bank Sumut Kantor Cabang Syariah Medan Ring Road). Financial Inclusion berpengaruh terhadap Keputusan Menggunakan Perbankan
Strategi Integrasi Maqashid Syariah Dalam Kebijakan Good Corporate Governance Di Perbankan Syariah Iqbal, M.; Ritonga, Zernita Sari; Nawrah, Hilwatun; Siregar, Muhammad Maulana
Maisyatuna Vol. 5 No. 1 (2024): Januari : Jurnal Maisyatuna
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v5i1.416

Abstract

Maqashid sharia is the goal and secret that has been established by Allah SWT as the creator of legal rules that humans must obey as creatures who have been created with the aim of being caliphs on this earth. Good Corporate Governance is a system of good corporate governance in managing the company's resources efficiently, effectively, economically and productively using the principles of openness, accountability, responsibility, independence and fairness in an effort to achieve the goals of establishing the company. The aim of this research is to determine the integration strategy for maqashid sharia in good corporate governance policies in maintaining sharia banking operations. The research method uses a qualitative approach with a literature study type of research. The results of the research are the application of maqashid sharia values ​​in products and operational activities in sharia banking, namely protecting religion, protecting the soul, protecting the mind of both the customer and the bank, protecting property and protecting offspring. In order to increase sharia maqashid values ​​in accordance with the principles that must be implemented by sharia banking, good corporate governance policies must carry out two stages, namely: The need to make the rules and recognition mechanism (endorsement) from the fatwa authority more effective and the supervisory system that supervises it more effective. Bank financial transactions are in accordance with the fatwa issued by the banking fatwa authority.
Co-Authors Dharma, Budi M. Iqbal Muhammad Lathief Ilhamy Nasution Nawrah, Hilwatun Ritonga, Zernita Sari