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All Journal Jurnal Riset Entrepreneurship PERWIRA - Jurnal Pendidikan Kewirausahaan Indonesia
Saraswati, Reni Mutiarani
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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ANALISIS KELAYAKAN USAHA TAMARILLO YOGURT DI INSTITUT BIO SCIENTIA INTERNATIONAL INDONESIA Saraswati, Reni Mutiarani
Jurnal Riset Entrepreneurship Vol 2 No 2 (2019)
Publisher : Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jre.v2i2.757

Abstract

Tamarillo Yogurt is a healthy drink developed by a group of students at the Institut Bio Scientia Internasional Indonesia. After several months of sales trial, the product has received a very good response from customers as well as good sales performance. Based on this, the founder aims to continue expanding their business even though the feasibility of the business is unknown yet. This research aims to analyze the business feasibility of Tamarillo Yogurt product. There will be two aspects of analysis, first is non-financial aspects such as market and marketing, management and organizational, technical, legal, socio-economic and environmental. The second is financial aspects that will use criteria such as NPV, IRR, Benefit/Cost Ratio and Payback Periods. In addition, the research will analyze whether the business is affected by the changes in cost and benefit of producing the products. The data used in the research will be based on primary data and secondary data. Based on financial and non-financial aspects, the result of the study shows that the business is feasible and profitable.
Higher Education Graduates’ Perceived Employability in Indonesia Saraswati, Reni Mutiarani; Lambert, Stephanie
PERWIRA - Jurnal Pendidikan Kewirausahaan Indonesia Vol 6 No 2 (2023): PERWIRA - Jurnal Pendidikan Kewirausahaan Indonesia
Publisher : Perkumpulan Pendidik Kewirausahaan Indonesia (Perwira Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/perwira.6.2.99-112

Abstract

The lack of empirical research concerning graduate employability, particularly within the Indonesian context, has been evident, and the availability of diagnostic tools in this field is considerably limited. This research aims to investigate the factor structure of higher education graduates’ perceived employability by utilizing the CareerEDGE development model proposed by Pool and Sewel. The research is carried out among both current undergraduate students and alumni of a higher education institution in Indonesia. A total of 223 individuals are included in the data collection process. The collected data was analyzed using reliability analysis, exploratory factor analysis, and confirmatory factor analysis. SPSS and AMOS were the statistical software employed for data processing and analysis. The findings of this study contribute to a deeper understanding of the factor structure of the perception of graduate employability and provide insights into the effectiveness of the CareerEDGE model in the Indonesian context
Trust in Online Peer-to-Peer Lending in Indonesia from a Cognitive-Based Perspective Saraswati, Reni Mutiarani; Keung, Verrel; Putra, Fariz Hutama
PERWIRA - Jurnal Pendidikan Kewirausahaan Indonesia Vol 7 No 2 (2024): PERWIRA - Jurnal Pendidikan Kewirausahaan Indonesia
Publisher : Perkumpulan Pendidik Kewirausahaan Indonesia (Perwira Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/perwira.7.2.79-92

Abstract

This study investigates the perceptions of peer-to-peer (P2P) lending intermediaries and borrowers on lender trust. The trust model was used to develop the lender's trust in the peer-to-peer (P2P) lending sector by incorporating a similar model from a previous study in China. There are three dimensions of cognitive-based trust used in this model, they are social capital, perceived risk and information quality. A partial least square regression structural equation modeling (PLS-SEM) was used to evaluate the model. A quantitative online survey was distributed to 100 P2P lenders in Jakarta, Indonesia. The data collected was analyzed using PLS-SEM for its convergent validity, reliability, discriminant validity, and model fit. This study's approach integrates the antecedents of trust points to identify the criteria of lenders for achieving a successful loan transaction. The findings of the study revealed that it is essential for borrowers to build a good reputation and provide sufficient information needed to boost a lender's trustworthiness.
Co-Authors Keung, Verrel Lambert, Stephanie Putra, Fariz Hutama