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All Journal Perwira Journal of Economics and Business (PJEB) Hadlonah : Jurnal Pendidikan dan Pengasuhan Anak
Supriyatun, Supriyatun
Unknown Affiliation
Economics, Econometrics & Finance Education

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PENGARUH KEKUATAN MONITORING, MODAL, NPL DAN ASET TERHADAP MARGIN LABA PADA BPR KARESIDENAN PEKALONGAN Supriyatun, Supriyatun; Kusumawardhani, Eny; Karyawati, Danik; Sumawan, Sumawan
Perwira Journal of Economics & Business Vol 2 No 2 (2022)
Publisher : UNPERBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54199/pjeb.v2i2.348

Abstract

This research aims to identify the influence of monitoring strength, capital, non-performing loans (NPL), and assets on net interest margin (NIM) in people's credit banks (BPR) in the Pekalongan area. The data analysis method used is multiple linear regression using secondary data obtained from the financial reports of BPRs and related institutions. The data used in this research uses secondary data from Conventional Rural Banks (BPR), which operates in the former Pekalongan Residency, Central Java for the 2018-2020 period, from Rural Bank Publication Financial Reports (LKP) which consist of balance sheets, Profit and Loss reports, administrative accounts and other information which is an integral part of the Published Financial Report, obtained from the Bank Indonesia directory www.bi.go.id. The research results show that monitoring strength, capital, and assets have a significant influence on NIM, while NPL does not have a significant influence. The implication of this research is the importance of managing monitoring power, capital, and assets effectively to increase NIM and the financial health of BPRs in the Pekalongan Resident area. It is hoped that this research can contribute to the understanding of the factors that influence BPR financial performance and become a consideration for related parties in making decisions regarding business strategy and banking policy.
Canva and Capcut-Based Learning Media with the Theme of Environmental Awareness at RA Nurullah and PAUDQ Al-Kalam Cirebon Regency Suzana, Suzana; Dari, Wulan; Supriyatun, Supriyatun
Hadlonah: Jurnal Pendidikan dan Pengasuhan Anak Vol. 6 No. 2 (2025): Hadlonah : Jurnal Pendidikan dan Pengasuhan Anak
Publisher : Program Studi Pendidikan Islam Anak Usia Dini Fakultas Tarbiyah UI BBC

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Abstract

This study aims to develop digital learning media based on Canva and Capcut with the theme of environmental love aimed at early childhood in Raudhotul Athfal Cirebon Regency which is motivated by the lack of development and utilization of innovative and interactive learning media based on technology. This type of development research uses the ADDEI model, Through the procedures of needs analysis and literature review, data collection, product design, design validation, design revision, small-scale trials, product revision, large-scale trials, product revisions, and production.  The research results show that teachers and students are very positive about the Canva and Capcut -based learning media developed. These media have proven to be effective in engaging students' learning interests, facilitating understanding of environmental stewardship, and encouraging active student engagement in the learning process. Thus, this learning media is not only appropriate and interesting, but also effective in instilling environmental character values in early childhood.
Co-Authors Karyawati, Danik Kusumawardhani, Eny Sumawan, Sumawan SUZANA, SUZANA Wulan Dari, Wulan