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All Journal Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Journal Of Sharia Banking Jurnal Iqtisaduna J-ESA (Jurnal Ekonomi Syariah) EKONOMIKA SYARIAH : Journal of Economic Studies Journal Of Islamic Social Finance Management Yurisprudentia: Jurnal Hukum Ekonomi JIFTECH: Journal Of Islamic Financial Technology AT-TIJARAH: Journal Islamic Banking and Finance Research Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Krigan: Journal of Management and Sharia Business Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman
Nasution, Adanan Murroh
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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BATASAN MENGAMBIL KEUNTUNGAN MENURUT HUKUM ISLAM Nasution, Adanan Murroh
Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 4, No 1 (2018)
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (640.428 KB) | DOI: 10.24952/el-qonuniy.v4i1.1829

Abstract

Humans are creatures of God who have the character and nature of mutual need between one another. This is what is called muamalah. No one can have everything he wants without the help of others. For this reason, God inspired them to trade trades and everything that would be beneficial, one of them by buying and selling.The Islamic Shari'a encourages people to trade and advocates it as a way to gather fortune, because Islam recognizes procdutivity because Islam is the last religion that has been perfect and is universal, applies to all humans, all nations and the substance of their teachings brings the goodness of life. In addition, Islam is also an eternal religion (valid from one era to the next) until the Day of Judgment. Islamic teachings regulate all aspects of human life including about trading or doing business even to the procedure for taking legitimate profits.
WANITA KARIR DALAM PERSPEKTIF HUKUM ISLAM Nasution, Adanan Murroh
Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 6, No 1 (2020)
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-qanuniy.v6i1.2504

Abstract

This paper describes about women who work outside the home, known as career women, as the main focus of the problem in this paper is how is the view of Islamic law towards career women. So to answer this problem the authors use the literature study method by tracing the opinions of scholars about career women from various literatures.The findings, that in Islam some scholars allow women to work outside the home to become career women, namely women who are able to manage their lives to achieve success, both in professional life (work in the office) and in fostering their households.
Fintech Opportunities And Challenges In The Sharia Banking Industry In Pandemic Times Ihdi Aini; Adanan Murroh Nasution; Ferdy Kurniawan; Rahmat Husein Lubis
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 2 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i2.6514

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui peluang dan tantangan fintech dalam industri Perbankan Syari'ah di tengah Pandemi. Penelitian ini menggunakan metode deskriftif kualitatif yaitu menelaah sumber-sumber tertulis seperti jurnal, buku, literature, ensiklopedia, karya ilmuan serta berbagai sumber lain baik dalam bentuk tulisan maupun dalam format digital yang relevan. Adapun objek kajian dalam penelitian ini adalah berupa teks-teks atau tulisan-tulisan yang menggambarkan dan memaparkan tentang peluang dan tantangan fintech pada industri perbankan syariah di tengah pandemi Covid-19. Hasil penelitian menunjukkan bahwa pandemi covid-19 telah memberikan peluang yang lebih besar bagi fintech perbankan syariah disebabkan pandemi telah mendorong masyarakat melakukan transaksi e-comerce. Dimana volume transaksi digital banking meningkat selama pandemi hingga 20,8% yaitu mencapai 1.493 juta kali transaksi dan secara nominal meningkat 23% yaitu mencapai Rp.8.223 triliun. Adapun  tantangannya adalah keamanan data dan transaksi pengguna layanan fintech, mudahnya nasabah berpindah kepada bank lain, serta kurangnya pengetahuan masayarakat pedesaan untuk mengoperasikan Fintech.  Abstract  The purpose of this research is to find out the opportunities and challenges of fintech in the Islamic banking industry in the midst of a pandemic. This study uses a qualitative descriptive. The object of study in this research is in the form of texts that describe the opportunities and challenges of fintech in the Islamic banking industry. The results of the study show that the Covid-19 pandemic has provided greater opportunities for Islamic banking fintech because the pandemic has encouraged people to carry out e-commerce transactions. The volume of digital banking transactions increased during the pandemic by up to 20.8%, namely reaching 1,493 million transactions and nominally increasing by 23%, reaching IDR 8,223 trillion. The challenges are the security of data and transactions for users of fintech services, the ease with which customers can switch to other banks, and the lack of knowledge of rural communities to operate Fintech.
GADAI DALAM PERSEPEKTIF HUKUM EKONOMI ISLAM Adanan Murroh Nasution
Yurisprudentia: Jurnal Hukum Ekonomi Vol 5, No 2 (2019)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (221.481 KB) | DOI: 10.24952/yurisprudentia.v5i2.1876

Abstract

Pawn is to make economic assets as collateral for loans. Jumhur scholars have a pillar of pawn. There are four parties, namely those who are committed (rahin and murtahin), mortgaged goods (marhun), debt (marhunbih) and sighat. However according to hanafiyah rukun pawn only one is sighat, apart from sighat according to hanafiyah, it is not included as a pawn requirement. Because the essence of a transaction according to hanafiyah is on the consent and qabul. While the conditions for pawning are, those involved in pawning transactions must be legal persons. in the form of valuable assets and can be handed over to the pawned party at the time of the contract. Debt in this transaction remains a debt that does not add up. Highlights used in the pawn contract may be in oral or written form.The scholars differed in regard to the law on the use of collateral. The majority of scholars do not allow them to make use of guaranteed goods because the goods and benefits are the property of their owners. According to some other ulama, anmarhun can use collateral if he has obtained permission from the owner. Meanwhile, according to Imam Ahmad and Ishaq, if the collateral is in the form of a vehicle that can be used or livestock that can be ridden and milked, the recipient of the pawn may use the collateral as a substitute for the cost of maintaining the collateral. Sharia pawnshop is the right solution to obtain funds easily and quickly Sharia pawnshop is free from usury whose operation is in accordance with the fatwa of the National Sharia Council (DSN).
KONSEP PASAR YANG ISLAMI Adanan Murroh Nasution
Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Vol 4, No 2 (2018)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/almaqasid.v4i2.1430

Abstract

The market is a mechanism for exchanging natural goods and services and has been going on since the early human civilization. Islam places the market in an important position in the economy. Economic practice at the time of the Messenger of Allah and Khulafaurrasyidin showed the existence of a large market role. The Prophet greatly appreciated the prices formed by the market as a fair price. He rejected any price intervention in the event that price changes occurred due to a fair market mechanism. Markets in Islamic economics require morality, including: fair play, honesty, transparency and justice. If these values have been enforced there is no reason to reject market prices.
KONSEP PASAR YANG ISLAMI Adanan Murroh Nasution
Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Vol 4, No 2 (2018)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/almaqasid.v4i2.1430

Abstract

The market is a mechanism for exchanging natural goods and services and has been going on since the early human civilization. Islam places the market in an important position in the economy. Economic practice at the time of the Messenger of Allah and Khulafaurrasyidin showed the existence of a large market role. The Prophet greatly appreciated the prices formed by the market as a fair price. He rejected any price intervention in the event that price changes occurred due to a fair market mechanism. Markets in Islamic economics require morality, including: fair play, honesty, transparency and justice. If these values have been enforced there is no reason to reject market prices.
STRATEGI PEMASARAN RUMAH MAKAN DALAM MENINGKATKAN KONSUMEN (Studi Rumah Makan Porang Goti) Warni Lubis; Azwar Hamid; Adanan Murroh Nasution
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 1, No 1 (2022)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v1i1.7123

Abstract

Fenomena ataupun kejadian yang dapat di rasakan langsung oleh peneliti yaitu, Rumah makan dengan desain bangunan yang sederhana dan tidak mewah, pelayanan yang biasa, dan penjualan produk yang hanya menggunakan strategi mulut ke mulut saja, menyebabkan masih kurangnya omzet sebagaimana yang diharapkan dan yang telah direncanakan. Sehingga tujuan dari penelitian ini adalah untuk mengetahui bagaimana Strategi pemasaran Rumah Makan Porang dalam meningkatkan pelanggan. Pembahasan penelitian ini berkaitan dengan teori jual beli, strategi pemasaran yaitu, strategi pada tingkat perusahaan dan strategi pada tingkat bisnis, konsep pemasaran, tingkatan pemasaran, tujuan pemasaran juga membahas konsumen, Rumah makan, Restoran formal dan informal, dan juga membahas kekuatan dan kelemahan Rumah makan. Penelitian ini merupakan jenis penelitian kualitatif dengan pendekatan deskriptif, menggunakan sumber data primer. Subjek penelitianya yaitu, pemilik Rumah makan, Karyawan, dan Konsumen Rumah Makan Porang. Dan teknik pengumpulan data yaitu observasi, dilanjutkan dengan wawancara menggunakan sistem pencataatan, voice recording dan dokumentasi (handphone). Hasil penelitian ini menunjukkan bahwa strategi yang diterapkan oleh Rumah Makan Porang dalam meningkatkan pelanggan yaitu dengan menggunakan strategi marketing mix 4P (produc, price, place, and promotion). Yaitu strategi produk, harga, tempat, dan promosi. Strategi produk yang diterapkan yaitu menjual makanan dengan ciri khas masakan Mandailing, begitu juga dengan harga yang ditawarkan terjangkau. Rumah Makan Porang menempati lokasi yang cukup strategis tepat di pinggir jalan raya lintas Sumatera sehingga  mempermudah konsumen dari dalam dan luar daerah untuk makan di sana. Kata Kunci: Rumah Makan, Produk, Harga, Tempat, Promosi 
PENGARUH PENGGUNAAN TAGLINE GRATIS ONGKIR DAN ONLINE COSTUMER RATING TERHADAP MINAT BELI PRODUK PAKAIAN MUSLIM (Studi Pada Mahasiswa FEBI IAIN Padangsidimpuan) Romadhonna Siregar; Muhammad Isa; Adanan Murroh Nasution
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 1, No 1 (2022)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v1i1.6385

Abstract

Perkembangan teknologi menyebabkan perubahan perilaku konsumen yang awalnya berbelanja melalui offline shop berubah menjadi berbelanja melalui online shop. Salah satu fitur yang paling digemari konsumen adalah fitur gratis ongkir. Shopee menawarkan solusi mudah bagi para konsumen yaitu dengan menampilkan online customer review dan online customer  rating untuk meningkatkan kepercayaan bagi konsumen maupun calon konsumen. Tujuan penelitian ini adalah untuk mengetahui seberapa pengaruh penggunaan tagline gratis ongkir dan online customer rating terhadap minat beli produk pakaian muslim di shopee (studi pada mahasiswa FEBI IAIN Padangsidimpuan).Variabel independen penelitian ini adalah penggunaan tagline dan online customer rating dan variabel dependennya minat beli. Penelitian ini merupakan penelitian kuantitatif. Data diperoleh melalui wawancara, angket dan dokumentasi. Teknik pengambilan sampel menggunakan stratified sampling. Dianalisis dengan menggunakan program SPSS versi 26 dengan menggunakan metode analisis uji normalitas, linearitas, multikolinearitas, heterokedastisitas, analisis regresi linear berganda, uji koefisien determinasi dan uji hipotesis (uji t dan uji F).Hasil penelitian ini adalah variabel tagline dan online customer rating  mempengaruhi minat beli  sebesar 32,8%. Kemudian hasil penelitian secara parsial (uji t) menyatakan bahwa, variabel tagline memiliki thitung ttabel = (4,185 1,662) artinya terdapat pengaruh tagline dengan minat beli. Sedangkan untuk variabel online customer rating memiliki thitung ttabel = (2,761 1,662) artinya terdapat pengaruh online customer rating dengan minat beli. Sedangkan dengan cara simultan (uji F) hasilnya terdapat pengaruh tagline “gratis ongkir dan online customer rating terhadap minat beli yang dibuktikan dengan Fhitung Ftabel = (22,408 2,36).Kata Kunci: Tagline, Online Customer Rating, Minat Beli
Fintech Opportunities And Challenges In The Sharia Banking Industry In Pandemic Times Ihdi Aini; Adanan Murroh Nasution; Ferdy Kurniawan; Rahmat Husein Lubis
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 2 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i2.6514

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui peluang dan tantangan fintech dalam industri Perbankan Syari'ah di tengah Pandemi. Penelitian ini menggunakan metode deskriftif kualitatif yaitu menelaah sumber-sumber tertulis seperti jurnal, buku, literature, ensiklopedia, karya ilmuan serta berbagai sumber lain baik dalam bentuk tulisan maupun dalam format digital yang relevan. Adapun objek kajian dalam penelitian ini adalah berupa teks-teks atau tulisan-tulisan yang menggambarkan dan memaparkan tentang peluang dan tantangan fintech pada industri perbankan syariah di tengah pandemi Covid-19. Hasil penelitian menunjukkan bahwa pandemi covid-19 telah memberikan peluang yang lebih besar bagi fintech perbankan syariah disebabkan pandemi telah mendorong masyarakat melakukan transaksi e-comerce. Dimana volume transaksi digital banking meningkat selama pandemi hingga 20,8% yaitu mencapai 1.493 juta kali transaksi dan secara nominal meningkat 23% yaitu mencapai Rp.8.223 triliun. Adapun  tantangannya adalah keamanan data dan transaksi pengguna layanan fintech, mudahnya nasabah berpindah kepada bank lain, serta kurangnya pengetahuan masayarakat pedesaan untuk mengoperasikan Fintech.  Abstract  The purpose of this research is to find out the opportunities and challenges of fintech in the Islamic banking industry in the midst of a pandemic. This study uses a qualitative descriptive. The object of study in this research is in the form of texts that describe the opportunities and challenges of fintech in the Islamic banking industry. The results of the study show that the Covid-19 pandemic has provided greater opportunities for Islamic banking fintech because the pandemic has encouraged people to carry out e-commerce transactions. The volume of digital banking transactions increased during the pandemic by up to 20.8%, namely reaching 1,493 million transactions and nominally increasing by 23%, reaching IDR 8,223 trillion. The challenges are the security of data and transactions for users of fintech services, the ease with which customers can switch to other banks, and the lack of knowledge of rural communities to operate Fintech.
Apakah Kegiatan Sosial Bank Syariah Meningkatkan Kesejahteraan Masyarakat? Nofinawati, Nofinawati; Sudiarti, Sri; Marliyah, Marliyah; Nasution, Adanan Murroh
Jurnal Iqtisaduna Vol 10 No 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v10i2.49361

Abstract

This study was conducted to describe the implementation of social activities of Islamic banks and to describe the impact of social activities on community welfare in Padangsidimpuan City. The phenomenon that made the author interested in studying this problem is the low number of implementations of social products in Islamic banks. This can be seen from the number of fund distributions using the Qardh contract which is less when compared to other contracts. This will certainly have an impact on the welfare of the community around the operational area of ​​the Islamic bank. The author uses field research, qualitative methods with descriptive analysis. The implementation of social activities by Islamic banks in Padangsidimpuan City shows a strong commitment to community welfare, with various programs such as collecting and distributing zakat funds, qardhul hasan, educational scholarships, and responding to natural disasters. These activities have a positive impact in reducing economic pressure on the community and creating a sense of solidarity. However, these positive impacts tend to be temporary, and there are challenges faced in the management and distribution of aid. Limited authority in distributing social funds, strict aid requirements, and lack of effective communication are obstacles that must be overcome to increase the effectiveness of social activities. From the research results, it is seen that although Islamic banks are trying to carry out their social functions well, they need to pay attention to and overcome existing challenges so that these programs can provide more sustainable benefits to the community. This includes developing strategies that are more inclusive and responsive to community needs. Increasing transparency in the aid distribution process and active community participation are also very important to create trust and reduce dissatisfaction.
Co-Authors Azwar Hamid DEDE RUSLAN Ferdy Kurniawan Hasibuan, Fitriani Hasibuan, Randy Endar Muda Ihdi Aini Marliyah, Marliyah Muhammad Isa Muhammad Isa Nofinawati Nofinawati Nofinawati Nofinawati SEI MA Panggabean, Apriani Rahmadana, Muhammad Fitri Rahmat Husein Lubis Rambe, Fitriyani Reski Amanah Romadhonna Siregar Rukiah Rukiah Sarmiana Batubara Sipahutar, Sindi Rahayu sri sudiarti Utari, Lin Putri Warni Lubis Willy Syarif Yarham, M.