Hamzah, Muhammad Maulana
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Analisis Penerapan Manajemen Keuangan Syariah pada Pengelolaan Dana Bantuan Operasional Sekolah (BOS) di Madrasah Ibtidaiyah Negeri 2 Tanjung Jabung Barat Selviana, Nanda Rahayu; Kurniawan, Bambang; Hamzah, Maulana
Asian Journal of Islamic Studies and Da'wah Vol 2 No 6 (2024): Asian Journal of Islamic Studies and Da'wah
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ajisd.v2i6.3955

Abstract

Madrasah Ibtidaiyah Negeri 2 Tanjung Jabung Barat is one of the school located in the village with quite a large number of students. As a school that focuses on Islamic religious subjects, school need to understand the principles of sharia financial management in managing School Operational Assistance (BOS) funds in order to avoid problems that can hinder the educational process. Therefore, this research aims to evaluate and analyze the application of sharia financial management in managing BOS funds in school. This research uses qualitative methods with descriptive research type. The data sources used are primary and secondary data. Data collection methods include observation, interviews, documentation, and drawing conclusions. The results of the research show that the implementation of sharia financial management in managing BOS funds at Madrasah Ibtidaiyah Negeri 2 Tanjung Jabung Barat, especially the implementation of planning, organizing, implementing and controlling functions, has been carried out well; However, transparency of information to the committee still needs to be improved. The use of funds needs to be aligned with priority needs for better efficiency, and detailed reporting is not yet fully optimal. Increasing transparency and committee involvement is very important to increase public trust in Madrasah financial governance.
Perceptions of Economics Students on Determining Their Intention to Perform Retail Sukuk: Case study Universities in Jambi5. Hamzah, Maulana; Ladini, Urwawuska
International Journal of Islamic Finance Vol. 2 No. 2 (2024): November 2024
Publisher : Department of Islamic Financial Management, Faculty of Economics and Islamic Business, Sunan Kalijaga State Islamic University, Yogyakarta, Indonesia.

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Abstract

Background: Students with economic background should ideally have literacy related to the capital market and the products included in it, including sukuk. Objectives: This study aims to see the effect of accessibility, guarantees, rewards and understanding of sharia on students' interest in buying sukuk, especially in this context retail sukuk. Novelty: Compared to previous research, this research focuses more on how students in Jambi, especially those majoring in economics and related fields, practicing investment, especially in sukuk. Research Methodology: This study uses a quantitative approach using the PLS-SEM (Partial Least Square-Structural Equation Modeling) analysis tool. This research involved 598 respondents from students of economics which came from various campuses in Jambi province. Findings: The results of the study show that all valid variables, convenience, security, ujroh and shariah variables have a 77% influence on student interest as indicated by the value of r square. Sharia latent variable is the variable that has the greatest influence among other variables. Implication: Based on the research results, the socialization of sharia values ​​in sukuk needs to be encouraged by related parties to increase the active role of students in sharia investment59
PENGARUH RASIO CAR, FDR, BOPO DAN NPF TERHADAP ROA BANK UMUM SYARIAH DI INDONESIA PERIODE 2021-2023 Putra Hafiz , Ahsan; Hamzah, Maulana; Jana, seri
MARGIN: Journal of Islamic Banking Vol 5 No 1 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i1.3000

Abstract

This study analyzes the effect of CAR, FDR, BOPO, and NPF ratios on the ROA ratio of Islamic Commercial Banks in Indonesia for the period 2021-2023. Using a quantitative method, data were obtained from 30 financial data through annual formats for the period 2021-2023 as published by Bank Indonesia, OJK, and also published on the official website of the sample banks in this study. The partial research results show that the CAR variable has a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of CAR is 6.80e-07 < 0.05. Meanwhile, the FDR variable does not have a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of FDR is 0. > 0.05. The BOPO variable has a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of BOPO is 1.04e-10 < 0.05. And the NPF variable does not have a significant effect on the return on assets (ROA) of Islamic Commercial Banks in Indonesia from 2021 to 2023. The p-value of NPF is 0.3545 > 0.05. The simultaneous regression analysis results show that CAR, FDR, BOPO, and NPF have a significant effect on the ROA of Islamic Commercial Banks, with 89.81% of the ROA variation explained by CAR, FDR, BOPO, and NPF, and the remaining 10.19% explained by other variables not used in this study