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All Journal Proceeding ISETH (International Summit on Science, Technology, and Humanity) Jurnal Ilmu Manajemen Dan Kewirausahaan (JIMK)
Nurfitriani, Wina
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Computer Science & IT Decision Sciences, Operations Research & Management Engineering Medicine & Pharmacology Social Sciences Other

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Peran Teknologi Digital Dalam Meningkatkan Daya Saing UMKM Ekonomi Kreatif Berbasis Budaya di Kawasan Medan Siregar, Jhon Martin Putra; Hasibuan, Lailan Syafrina; Nurfitriani, Wina; Wardana, Rangga
JURNAL ILMU MANAJEMEN DAN KEWIRAUSAHAAN (JIMK) Vol 6 No 2 (2025): Desember
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis, Universitas Muslim Nusantara Al-Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/jimk.v6i2.6178

Abstract

Penelitian ini mengkaji dampak inovasi teknologi terhadap daya saing usaha mikro, kecil, dan menengah (UMKM) di Kota Medan. Tujuan utama penelitian meliputi: (1) memahami peran inovasi teknologi dalam meningkatkan daya saing UMKM di pasar lokal dan internasional, (2) menganalisis jenis inovasi teknologi yang signifikan, dan (3) mengevaluasi pengaruh inovasi terhadap efisiensi operasional, kualitas produk, serta pelayanan pelanggan. Metode yang digunakan adalah pendekatan kualitatif deskriptif dengan teknik purposive sampling, melibatkan wawancara dengan lima pemilik UMKM. Hasil penelitian menunjukkan bahwa inovasi teknologi, seperti aplikasi digital (misalnya si KEdan) dan media sosial, berpengaruh positif pada daya saing UMKM, terutama di sektor ekonomi kreatif berbasis budaya. Pemanfaatan metode percetakan dalam produksi busana juga turut berkontribusi. Meskipun demikian, tantangan seperti masalah legalitas dan standar operasional yang belum memadai perlu diatasi. Dukungan dari pemerintah, termasuk pelatihan dan bantuan teknis, sangat penting untuk memfasilitasi penerapan teknologi digital agar UMKM di Kota Medan dapat berkembang lebih baik. Penelitian ini menekankan pentingnya kolaborasi antara UMKM dan pemerintah untuk memperkuat inovasi dan daya saing di era digital.
Financial Stability Index: A Systematic Literature Review Irawati, Nisrul; Sadalia, Isfenti; Nurfitriani, Wina; Azmi, Ahmad; Erisma, Nindy
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Measuring financial stability became a top priority after the 2008 global crisis, prompting the development of the Financial Stability Index (FSI) as a comprehensive monitoring tool. However, information on the effectiveness of various FSI methodologies is still limited. This systematic review is designed to analyze the components, methodology, and effectiveness of FSI in predicting financial crises. The method used is PRISMA. Articles were obtained from 4 databases, namely: Scopus, Web of Science, ScienceDirect, and Google Scholar. Articles were collected from 2000 to 2025 and 187 articles met the inclusion and exclusion criteria. The results of this study show that (1) there are three main categories of FSI indicators used, namely: CAMELS framework (75.9%), macro-financial ratios (49.7%), and stress-testing variables (35.8%); (2) there were six dominant methodological patterns: panel regression (40.6%), Principal Component Analysis/PCA (47.6%), fuzzy logic (18.2%), machine learning (23.0%), equal weighting (27.8%), and Analytic Hierarchy Process/AHP (16.6%); (3) FSI's predictive ability shows mixed results with Area Under ROC Curve (AUC) ranging from 0.65-0.89 (median 0.76); (4) the main challenges include aggregation issues, weighting controversies, structural heterogeneity between countries, and data quality disparities; Meanwhile, future research recommendations focus on the integration of high-frequency data, hybrid models, non-conventional indicators, and robustness testing. Collaboration between regulators, academics, and practitioners is essential to improve the effectiveness of FSIs.
Co-Authors Azmi, Ahmad Erisma, Nindy Hasibuan, Lailan Syafrina Irawati, Nisrul isfenti sadalia Siregar, Jhon Martin Putra Wardana, Rangga