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ANALISIS HUKUM PELAKSANAAN PEMBIAYAAN TALANGAN UMROH BERDASARKAN AKAD IJARAH DALAM PERJANJIAN PEMBIAYAAN UMROH DI PEKANBARU Firmansyah, Doni; Jayakusuma, Zulfikar; Fitriani, Riska
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum Vol 6, No 2 (2019): Juli - Desember 2019
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum

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Abstract

The presence of one of the financing institutions, namely consumer finance companies in Indonesia today, especially in the city of Pekanbaru is inseparable from the problem of secondary needs that must be met by every member of the community. This consumer finance company is very helpful to ease the burden of consumers when compared to business transactions in the form of cash or cash. With the interest and needs of the community to perform Umrah but have limited funds, this Umrah bailout product is one solution. This Umrah bailout product has a great opportunity because the population of Indonesia is a majority of Muslims and supported by optimal marketing.PT Bess Syariah is one of the financial institutions in the city of Pekanbaru.This type of research can be classified in the type sociological juridical research. The research was conducted at PT Bess Syariah in pekanbaru city. Sociological law research uses primary data and secondary data,while population and sample are the parties related to problem studied in this research. Technique of collecting data in this research by interview and literature study. From the results of the problem research there are three points that can be concluded first. The regulation on umrah financing based on the ijarah principle is regulated based on the DSN-MUI no. 9 fatwa on ijarah financing, but there are still differences of opinion among the ulama regarding the halal law. issued PMA No. 8 of 2018 concerning the implementation of Umrah pilgrimage services which had banned the financing of the bailout. Second, the Umrah bailout financing carried out by Pt. Bess Syariah does not fully implement sharia principles based on the provisions in the DSN_MUI No 19 fatwa regarding ijarah financing as evidenced by the use of collateral objects which are not regulated in the MUI fatwa. Third, the parties who are still committing violations can be subject to sanctions contained in article 41 paragraph (1) PMA No. 8 of 2018, which says "PPIU that violates the provisions referred to in Article 12, is subject to written warning sanctions", in paragraph (2) " PPIU which repeats violations as referred to in paragraph (1) shall be subject to sanctions for suspension of operating licenses no later than 2 (two) years ".Keywords: Financing, Ijarah
ASAS KESEIMBANGAN SEBAGAI INDIKATOR KEADILAN DI DALAM PERJANJIAN FRANCHISE Firmansyah, Doni; Aminah, Aminah; Cahyaningtyas, Irma
Notarius Vol 13, No 1 (2020): Notarius
Publisher : Magister Kenotariatan Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (366.926 KB) | DOI: 10.14710/nts.v13i1.30395

Abstract

The Impact of Electromagnetic Gadgets on the Physical Health of Children Under 14 Years Old in the City of Bandung Efka Fatikha, Amanda Syahira; Firmansyah, Doni; Hamdani, Neng Widia; Euniqe, Revalina
Jurnal Medisci Vol 2 No 3 (2024): Vol 2 No 3 December 2024
Publisher : Ann Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62885/medisci.v2i3.581

Abstract

The development of information technology has penetrated all ages. The use of gadgets is inseparable in daily life. Gadgets have a greater negative impact on children under the age of 14 years. This study aims to determine the impact of electromagnetic gadgets on children's physical health. The research was conducted in the city of Bandung. The methods used in this study are descriptive methods and literature studies. The questionnaire sheet was distributed to 20 resource persons: Housewives, Employees, Civil Servants, Researchers, Traders and Entrepreneurs. The results of the study show that the existence of gadgets can affect the physical health of children under 14 years old in the city of Bandung. The influences are positive and negative. The factors that can trigger these various impacts can be known to come from the facilities and the level of supervision of parents who have children under 14 years old. Apart from the negative impact that can trigger poor physical health in children under 14 years old in Bandung itself, respondents stated that it is very important to have gadgets to make it easier for parents and children to carry out their daily activities.