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State Financial System in Indonesia: Some Recent Developments Utama, Muhamad Adji Rahardian; Maulana, Muhammad Reza; Putri, Fadhilah Rizky Aftriani; Ramadhani, Fauziah; Octaviana, Setyarini Nur
The Indonesian Journal of International Clinical Legal Education Vol 2 No 2 (2020): Indonesian J. Int'l Clinical Leg. Educ. (June, 2020)
Publisher : Faculty of Law Universitas Negeri Semarang

The history of the development of the Indonesian financial system, the system of financial institutions underwent a very fundamental change, especially after entering the era of deregulation, the policy package October 27, 1988 which then continued with the enactment of several laws in the field of finance and banking since 1992, starting from the Banking Act, Act Insurance Act, Pension Fund Act, Capital Market Law, until the Bank Indonesia Law. The consequence of the issuance of this law is the change in the structure of the financial institutions in Indonesia. In addition, from the aspect of regulation and fostering, financial institutions are becoming increasingly clear and strong because they already have legal power, especially in the field of insurance and pension funds, which were previously legally regulated only on financial ministerial decisions. This paper analyzes the latest developments in the country's financial system in Indonesia. This paper aims to provide an overview, study, and compare about the developing financial system in Indonesia with several cases of existing financial systems both domestically and abroad. This paper also uses a comparative model of laws, where these laws relate directly or indirectly to the country's financial system.

Empowering and Protecting Local Products: The Implementation of SMEs Product Protection and Legality in Lerep Village Indonesia Maulana, Muhammad Reza; Ramadhani, Fauziah; Niravita, Aprila; Lestari, Sri
Indonesian Journal of Advocacy and Legal Services Vol 3 No 2 (2021): Strengthening Communities Amid Uncertainty: How Does Law Work for Society?
Publisher : Faculty of Law, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ijals.v3i2.45844

SMEs are a source of livelihood for small and medium communities in areas in Indonesia. Currently, the government is actively assisting SMEs players in building their businesses in order to improve the family economy and the economy of the people in the region. The size of the contribution of SMEs in supporting the economy of a country so that the existence of SMEs is highly expected by any country because of its vital role in the development and progress of the economy to achieve peopleÃ¢â‚¬â„¢s welfare. The establishment of a business in the SMEs sector is able to absorb the number of workforces who are ready to work but have not yet got a job so that it can reduce the number of unemployed. In establishing a business, SMEs actors should have a legality license or business license to run their business. The importance of legality for SMEs activists is that in running their business entrepreneurs do not need to be confused when their merchandise or business is tested to find out the feasibility and legality of the business they are running. Implementation in the ease of granting permits for SMEs is still not possible in all regions because there are still regional heads who have not issued regulations to delegate the authority to issue SMEs permits to sub-districts. Business licenses or SMEs that have received legality of their products to get it easier in running their business. Business licensing provisions that need to be owned by entrepreneurs in the form of Company Business License are based on the Regulation of the Minister of Trade No. 46/2009 concerning Amendments to Permendag No.36/2007 concerning Issuance of Trading Business Permits.

Empowering and Protecting Local Products: The Implementation of SMEs Product Protection and Legality in Lerep Village Indonesia Maulana, Muhammad Reza; Ramadhani, Fauziah; Niravita, Aprila; Lestari, Sri
Indonesian Journal of Advocacy and Legal Services Vol 3 No 2 (2021): Strengthening Communities Amid Uncertainty: How Does Law Work for Society?
Publisher : Faculty of Law, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ijals.v3i2.45844

SMEs are a source of livelihood for small and medium communities in areas in Indonesia. Currently, the government is actively assisting SMEs players in building their businesses in order to improve the family economy and the economy of the people in the region. The size of the contribution of SMEs in supporting the economy of a country so that the existence of SMEs is highly expected by any country because of its vital role in the development and progress of the economy to achieve peopleâ€™s welfare. The establishment of a business in the SMEs sector is able to absorb the number of workforces who are ready to work but have not yet got a job so that it can reduce the number of unemployed. In establishing a business, SMEs actors should have a legality license or business license to run their business. The importance of legality for SMEs activists is that in running their business entrepreneurs do not need to be confused when their merchandise or business is tested to find out the feasibility and legality of the business they are running. Implementation in the ease of granting permits for SMEs is still not possible in all regions because there are still regional heads who have not issued regulations to delegate the authority to issue SMEs permits to sub-districts. Business licenses or SMEs that have received legality of their products to get it easier in running their business. Business licensing provisions that need to be owned by entrepreneurs in the form of Company Business License are based on the Regulation of the Minister of Trade No. 46/2009 concerning Amendments to Permendag No.36/2007 concerning Issuance of Trading Business Permits.

State Financial System in Indonesia: Some Recent Developments Utama, Muhamad Adji Rahardian; Maulana, Muhammad Reza; Putri, Fadhilah Rizky Aftriani; Ramadhani, Fauziah; Octaviana, Setyarini Nur
The Indonesian Journal of International Clinical Legal Education Vol 2 No 2 (2020): Indonesian J. Int'l Clinical Leg. Educ. (June, 2020)
Publisher : Faculty of Law Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ijicle.v2i2.37676

The history of the development of the Indonesian financial system, the system of financial institutions underwent a very fundamental change, especially after entering the era of deregulation, the policy package October 27, 1988 which then continued with the enactment of several laws in the field of finance and banking since 1992, starting from the Banking Act, Act Insurance Act, Pension Fund Act, Capital Market Law, until the Bank Indonesia Law. The consequence of the issuance of this law is the change in the structure of the financial institutions in Indonesia. In addition, from the aspect of regulation and fostering, financial institutions are becoming increasingly clear and strong because they already have legal power, especially in the field of insurance and pension funds, which were previously legally regulated only on financial ministerial decisions. This paper analyzes the latest developments in the country's financial system in Indonesia. This paper aims to provide an overview, study, and compare about the developing financial system in Indonesia with several cases of existing financial systems both domestically and abroad. This paper also uses a comparative model of laws, where these laws relate directly or indirectly to the country's financial system.

Implementasi Etos Kerja Islam pada Karyawan Toko Buah di Jalan Stadion Kabupaten Lumajang Kholilulloh , Ahmad; Maulana, Muhammad Reza; Mariyanto, Adi; Fitriana, Aniqotuzzuhro'
Hijaz: Jurnal Ilmu-Ilmu Keislaman Vol. 2 No. 4 (2023)
Publisher : Medan Resource Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57251/hij.v2i4.935

This article aims to determine the implementation of the Islamic work ethic in fruit shop employees. This research uses qualitative research techniques with descriptive research types. Data collection methods used are interviews, observation and documentation. Data analysis in this study used triangulation techniques. The results of this study indicate that the Islamic work ethic at the Lumajang fruit shop has been implemented in accordance with the principles of the Islamic work ethic. In line with Toto Tasmara's theory, a Muslim at work should apply the following principles: have a leadership spirit, value time, live frugally and efficiently, and enrich friendship networks. In this case the Islamic work ethic for employees has been well implemented in accordance with the principles of the Islamic work ethic.

OPTIMISASI PARAMETER SUPPORT VECTOR MACHINE DENGAN PARTICLE SWARM OPTIMIZATION UNTUK PENINGKATAN KLASIFIKASI DIABETES Maulana, Muhammad Reza; Sucipto, Adi; Mulyo, Harminto Mulyo
Jurnal Informatika Teknologi dan Sains (Jinteks) Vol 6 No 4 (2024): EDISI 22
Publisher : Program Studi Informatika Universitas Teknologi Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51401/jinteks.v6i4.4784

This research explores the effectiveness of using Particle Swarm Optimization (PSO) to optimize Support Vector Machine (SVM) parameters in diabetes diagnosis. Using Kaggle's "Diabetes Disease Data" dataset, this study compared the performance of SVM with default parameters and PSO-optimized SVM. Results showed small but consistent improvements in accuracy, precision, recall, and F1-score for the PSO-optimized model. Feature importance analysis identified glucose and BMI as the main predictors of diabetes. Learning curves showed both models were able to reduce overfitting as training data increased. Although the performance improvement is relatively small, this study illustrates the potential of optimization techniques in improving machine learning models for medical applications.

EVALUASI METODOLOGI WATERFALL DAN AGILE: STUDI LITERATUR PADA SISTEM PERPUSTAKAAN Maulana, Muhammad Reza
Jurnal Informatika dan Teknik Elektro Terapan Vol 13, No 1 (2025)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jitet.v13i1.5900

School libraries play a crucial role in supporting educational activities by providing adequate learning resources. However, manual management practices often hinder operational efficiency, as observed in SDK Buntal, Manggarai Timur, and SD Muhammadiyah 10 Palembang. To address these challenges, this study evaluates the implementation of website-based library systems using Waterfall and Agile methodologies. The research employs a library research approach, gathering data from relevant literature, and utilizes descriptive methods to analyze the characteristics and effectiveness of each methodology. Results indicate that the Waterfall approach offers a clear and structured development process, suitable for stable requirements, while Agile provides flexibility and adaptability, allowing iterative improvements based on user feedback. This comparative analysis highlights the strengths and limitations of both methodologies in enhancing library management. The findings serve as a practical guide for educational institutions in selecting the appropriate methodology to optimize library operations. This research contributes to the broader understanding of software development strategies in education-focused systems.

Empowering and Protecting Local Products: The Implementation of SMEs Product Protection and Legality in Lerep Village Indonesia Maulana, Muhammad Reza; Ramadhani, Fauziah; Niravita, Aprila; Lestari, Sri
Indonesian Journal of Advocacy and Legal Services Vol. 3 No. 2 (2021): Strengthening Communities Amid Uncertainty: How Does Law Work for Society?
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ijals.v3i2.23087

SMEs are a source of livelihood for small and medium communities in areas in Indonesia. Currently, the government is actively assisting SMEs players in building their businesses in order to improve the family economy and the economy of the people in the region. The size of the contribution of SMEs in supporting the economy of a country so that the existence of SMEs is highly expected by any country because of its vital role in the development and progress of the economy to achieve people's welfare. The establishment of a business in the SMEs sector is able to absorb the number of workforces who are ready to work but have not yet got a job so that it can reduce the number of unemployed. In establishing a business, SMEs actors should have a legality license or business license to run their business. The importance of legality for SMEs activists is that in running their business entrepreneurs do not need to be confused when their merchandise or business is tested to find out the feasibility and legality of the business they are running. Implementation in the ease of granting permits for SMEs is still not possible in all regions because there are still regional heads who have not issued regulations to delegate the authority to issue SMEs permits to sub-districts. Business licenses or SMEs that have received legality of their products to get it easier in running their business. Business licensing provisions that need to be owned by entrepreneurs in the form of Company Business License are based on the Regulation of the Minister of Trade No. 46/2009 concerning Amendments to Permendag No.36/2007 concerning Issuance of Trading Business Permits.

EVALUASI METODOLOGI WATERFALL DAN AGILE: STUDI LITERATUR PADA SISTEM PERPUSTAKAAN Maulana, Muhammad Reza
Jurnal Informatika dan Teknik Elektro Terapan Vol. 13 No. 1 (2025)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jitet.v13i1.5900

School libraries play a crucial role in supporting educational activities by providing adequate learning resources. However, manual management practices often hinder operational efficiency, as observed in SDK Buntal, Manggarai Timur, and SD Muhammadiyah 10 Palembang. To address these challenges, this study evaluates the implementation of website-based library systems using Waterfall and Agile methodologies. The research employs a library research approach, gathering data from relevant literature, and utilizes descriptive methods to analyze the characteristics and effectiveness of each methodology. Results indicate that the Waterfall approach offers a clear and structured development process, suitable for stable requirements, while Agile provides flexibility and adaptability, allowing iterative improvements based on user feedback. This comparative analysis highlights the strengths and limitations of both methodologies in enhancing library management. The findings serve as a practical guide for educational institutions in selecting the appropriate methodology to optimize library operations. This research contributes to the broader understanding of software development strategies in education-focused systems.

Analisis Sentimen Masyarakat Indonesia Terkait Konten Deepfake Pada Platform X Menggunakan Algoritma SVM Maulana, Muhammad Reza; Nugroho, Agung; Suprianto, Asep
Journal Automation Computer Information System Vol. 6 No. 1 (2026): Mei
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jacis.v6i1.180

Maraknya penyebaran konten deepfake di platform media sosial memunculkan kekhawatiran tentang kemungkinan adanya disinformasi dan manipulasi informasi di ranah digital. Platform media sosial X menjadi salah satu lokasi utama bagi masyarakat untuk menyampaikan pandangan mereka tentang fenomena ini. Penelitian ini bertujuan untuk menganalisis pandangan masyarakat Indonesia mengenai deepfake di platform X dan menilai kinerja algoritma Support Vector Machine (SVM) dalam mengklasifikasikan sentimen. Data diperoleh dengan teknik crawling menggunakan kata kunci “deepfake” pada periode Januari 2024 hingga Juni 2025, menghasilkan 2.116 tweet dan 1.841 data bersih setelah dilakukan preprocessing. Pelabelan data dilakukan dengan pendekatan lexicon-based, dengan ekstraksi fitur menggunakan TF-IDF. Model klasifikasi menggunakan SVM dengan kernel linear serta pembagian data training dan testing dengan rasio 80:20. Evaluasi model menggunakan confusion matrix dengan metrik accuracy, precision, recall, dan F1-score. Hasil penelitian menunjukkan bahwa pendapat masyarakat lebih banyak didominasi oleh sentimen negatif. Model SVM mencatat akurasi 80,76%, presisi 68,81%, recall 66,96%, dan F1-score 67,87%, yang menunjukkan performa klasifikasi pada tingkat sedang dalam skema pelabelan berbasis leksikon. Hasil ini dapat digunakan sebagai dasar untuk memantau opini publik terkait fenomena deepfake serta mendukung pengembangan strategi literasi digital di media sosial

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