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All Journal Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Hukum Bisnis Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan
Hartono Paulus, Darminto
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Arts Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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REFLEKSI SINGKAT UU NO 37 TAHUN 2004 TENTANG KEPAILITAN DAN PENUNDAAN KEWAJIBAN PEMBAYARAN UTANG (PKPU) DITINJAU DARI ASPEK" COMMON POOL" DAN" ECONOMIC ANALYSIS OF LAW" Hartono Paulus, Darminto
Jurnal Hukum Bisnis Vol. 3 No. 3 (2014)
Publisher : jurnalhukumbisnis.com

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Abstract

Refleksi Singkat UU No 37 Tahun 2004 tentang Kepailitan dan Penundaan Kewajiban Pembayaran Utang (PKPU) ditinjau dari Aspek" Common Pool" dan" Economic Analysis of law"
Banks' Legal Responsibilities In Handling Non-Performing Loans: A Regulatory Perspective And Its Implementation In Indonesia Febiwati, Tritinta Palupi Febiwati; Hartono Paulus, Darminto
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 002 (2024): Pena Justisia (Special Issue)
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i3.5293

Abstract

Non-performing loans (NPLs) are a major challenge for the banking industry because they have the potential to threaten the financial stability of banks and the national economy. This study aims to evaluate the legal responsibility of banks in handling non-performing loans in Indonesia, focusing on the effectiveness of applicable regulations, such as the Banking Law, Financial Services Authority (OJK) regulations, and the application of Basel III principles. Through a normative-empirical approach and case analysis from several banks in Indonesia, this study finds that existing regulations are quite effective in reducing the number of NPLs if implemented with high compliance. However, there are operational, legal, and economic challenges that affect the optimal implementation of regulations. The study recommends improved risk management and better supervision to support banks in fulfilling their legal responsibilities regarding non-performing loans.
POLITICAL ANALYSIS OF THE LEGAL INCREASE IN VALUE-ADDED TAX (VAT) RATES IN THE NATIONAL ECONOMIC RECOVERY Intan Sari, Savira; Hartono Paulus, Darminto
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 3 No. 5 (2024): April
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v3i5.1936

Abstract

Corona Virus Disease (COVID-19) has been designated as a global pandemic since March 11, 2020, by the World Health Organization (WHO). COVID-19 is a national disaster in the Presidential Decree of the Republic of Indonesia Number 12 of 2020 concerning the determination of non-global disasters related to the spread of coronavirus disease (COVID-19). The massive transmission of COVID-19, designated as a global pandemic, has impacted various strategic sectors, including the international and national economic sectors. Therefore, this study examines the legal politics of the increase in Value Added Tax (VAT) rates in the recovery of the national economy affected by the global COVID-19 pandemic. The research uses normative juridical descriptive, statutory, and conceptual approaches from primary and secondary legal sources. The results of this study indicate that the legal politics of increasing Value Added Tax (VAT) rates is an inappropriate and risky national economic recovery strategy because it can cause inflation in a national economy that has not fully recovered. In the context of national economic recovery, efforts to suppress state spending are more efficient than increasing Value Added Tax (VAT), which is prone to risk.
Co-Authors Febiwati, Tritinta Palupi Febiwati Intan Sari, Savira