Sari, Aisha Putrina
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Zakat Utilization Model Canvas: Alleviating Poverty through Stockbreeding Program Sari, Aisha Putrina; Anggraini, Dita; Zaenardi, Adhitya Kusuma
International Journal of Zakat Vol 8 No Special (2023): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v8i2.407

Abstract

One of the poverty alleviation programs mostly carried out by zakat institutions is the mustahiq utilization program through stockbreeding empowerment. Geographical conditions, demographics, and the enormous potential for qurban’s meat are a few factors that support zakat-based stockbreeding programs. This study aims to determine whether the stockbreeding programs run by the zakat institution positively impact mustahik. The impact measurement was carried out using mixed methods, namely the BAZNAS Welfare Index (BWI) and the poverty indicator approach to determine the number of mustahik farmers lifted out of poverty. The results show that in 2021 the BWI value of the BAZNAS stockbreeding program is classified under the Good category (0.78) and managed to transform 81% of mustahiq into muzaki. Furthermore, this study will be the first to explain the business process of stockbreeding programs by using a modification of the Business Model Canvas, the Zakat Utilization Model Canvas (ZUMC). We recommend ZUMC to be implemented by zakat institutions to help them design stockbreeding programs to improve the quality of life of mustahiq.
Improving the Quality of Life of People with Disability through Zakat: A Zakat Utilization Model Canvas Perspective Sari, Aisha Putrina; Anggraini, Dita; Junari, Ulfah Lathifah
AL-MUZARA'AH Vol. 12 No. 2 (2024): AL-MUZARA'AH (December 2024)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.12.2.217-231

Abstract

Islam upholds the principle of equality for all individuals, regardless of their disability status. The sole distinction between people lies in their level of piety. However, in reality, people with disabilities (PWD) continue to face various forms of discrimination, ranging from education and employment to societal stigma, hindering their ability to improve their quality of life. Furthermore, the exclusion of PWD from the economy can result in a national GDP loss of up to 7% per year. Zakat optimization presents a potential solution to enhance the lives of PWD. In this context, PWD can be classified under the asnaf of fakir (the poor) and/or miskin (the destitute). Their categorization as fakir stems from their limitations in meeting basic needs, while their classification as miskin is supported by data and research indicating a strong correlation between disability and poverty. Unfortunately, the attention given to PWD within the zakat system remains relatively low. Therefore, employing a qualitative research methodology, this paper delves into the distribution of zakat in the disability sector and proposes an integrated distribution model for PWD. This model entails grouping PWD based on their age and work capabilities before providing appropriate assistance. Additionally, utilizing the Zakat Utilization Model Canvas (ZUMC), this paper explores the ideal planning framework for disability programs that can be implemented by zakat institutions. ZUMC adopts a holistic approach, considering not only the commercial aspects of programs but also the empowerment of mustahik (zakat recipients) in each element. This paper aims to contribute to the still-limited research on zakat and disability in Indonesia.