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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Indonesian Journal of Cultural and Community Development Educoretax
Khabibi, Akhmad
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Challenges and Solutions in the Implementation of the Family Hope Program Khabibi, Akhmad; Rodiyah, Isnaini
Indonesian Journal of Cultural and Community Development Vol 15 No 3 (2024): September
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijccd.v15i3.1114

Abstract

The general background family Hope Program (PKH) represents a significant initiative aimed at reducing poverty through conditional cash transfers to very poor households, initiated in 2007. Specific background however, while many countries have adopted similar strategies, the effective implementation of such programs in rural contexts often faces numerous challenges. Knowledge gap This study specifically investigates the implementation of PKH in Gempol Village, addressing the knowledge gap regarding community attitudes and the practical obstacles that impede program success. Aims aim of this research is to analyze the barriers faced by stakeholders and participants in the execution of PKH. Results Findings reveal that successful implementation depends on enhanced coordination among government officials, program coordinators, and beneficiaries, as well as the necessity for ongoing education to ensure participants comprehend the requirements for enrollment in the program.The novelty of this research lies in its focus on financial management skills, which are often overlooked but crucial for effective fund utilization among beneficiaries.The implications of this study underscore the importance of strengthening communication among stakeholders and providing targeted educational interventions, ultimately contributing to the sustainability and effectiveness of the PKH initiative and similar community development programs in rural settings. Highlights: Coordination between stakeholders is crucial for successful program execution. Continuous education is needed for participants to understand requirements. Financial management skills are essential for effective fund utilization. Keywords: Family Hope Program, Implementation, Challenges, Solutions, Community
The “Nusantara” Cash-Waqf Model: Designing Alternative Scheme for Infrastructure Financing Pratama, Raditya Hendra; Qadri, Resi Ariyasa; Khabibi, Akhmad
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 1 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v1i1.32032

Abstract

Abstract. This study aims to design a cash waqf governance framework for f inancing infrastructure in Indonesia's new capital, Nusantara. The academic literature review is used to accomplish the research goals. The findings indicated that the waqf program can fund capital infrastructure development projects. Our results offer a cash waqf model linked to the Muḍarabah contract to pay for the state capital's relocation. The government can utilize this information as a springboard for developing financing regulations based on Islamic finance. By integrating pertinent stakeholders, further studies can employ the model created through grounded theory. By conceiving of a cash Waqf system for funding public infrastructure development, our article advances Islamic finance literature.Abstrak. Kajian ini bertujuan untuk merancang kerangka tata kelola wakaf uang untuk pembiayaan infrastruktur di ibu kota baru Indonesia, Nusantara. Kajian literatur akademik digunakan untuk mencapai tujuan penelitian. Temuan menunjukkan bahwa program wakaf dapat mendanai proyek pembangunan infrastruktur modal. Hasil kami menawarkan model wakaf tunai terkait dengan kontrak mudharabah untuk membayar relokasi ibukota negara. Pemerintah dapat memanfaatkan informasi ini sebagai batu loncatan untuk mengembangkan regulasi pembiayaan berdasarkan keuangan syariah. Dengan mengintegrasikan pemangku kepentingan terkait, studi lebih lanjut dapat menggunakan model yang dibuat melalui grounded theory. Dengan memahami sistem wakaf tunai untuk mendanai pembangunan infrastruktur publik, artikel kami memajukan literatur keuangan Islam.
Analysis of the impact of people's business credit (KUR) on the economic performance of debtors Khabibi, Akhmad; Sigit, Tri Angga
Educoretax Vol 5 No 8 (2025)
Publisher : WIM Solusi Prima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54957/educoretax.v5i8.1859

Abstract

Micro, Small, and Medium Enterprises (MSMEs) constitute the backbone of the national economy but often face constraints in accessing financing. Since 2007, the People’s Business Credit (Kredit Usaha Rakyat, KUR) program has been designed to expand MSME financial inclusion through affordable loan interest rates and a broad distribution network. This study analyzes the impact of KUR on borrowers’ economic performance using a quantitative one-group pretest–posttest design. Primary data were collected to capture conditions before and after financing within a one-year observation window. Paired difference tests (Paired t-test/Wilcoxon) were applied according to data distribution. The results show significant increases in revenue (+17.10%), profit (+16.27%), and employment (+22.22%). These findings confirm the effectiveness of KUR in enhancing business productivity and income dimensions, although its social effects remain limited. Policy measures that promote business mentoring and financial literacy are recommended to extend KUR’s benefits toward transforming MSME business models.
Co-Authors Isnaini Rodiyah Pratama, Raditya Hendra Qadri, Resi Ariyasa Sigit, Tri Angga