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All Journal Syifa al-Qulub : Jurnal Studi Psikoterapi Sufistik JURNAL EKONOMI SYARIAH
Tamami, Tamami
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Economics, Econometrics & Finance Health Professions Public Health

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The Effect of Capital Adequacy, Financing, and Economic Growth on The Profitability of Islamic Commercial Banks In The Period 2019-2024 Tamami, Tamami; Muhsin, Moh.; Fatoni, Ahmad
JURNAL EKONOMI SYARIAH Vol 10, No 1 (2025): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v10i1.14971

Abstract

Introduction to The Problem: This study was conducted due to the gap in the theory of the financial ratios CAR, NPF, MSME Financing, non-MSMEs, and economic growth towards Return on Assets (ROA) at Islamic Commercial Banks in Indonesia. On the other hand, the development of bank ROA in the era of globalization and technology stagnation at 2% is lagging when compared to conventional banks with higher profitability. Whereas the majority are Muslim which can drive profits from users of Islamic Commercial Bank services. So this study needs to analyze each relationship between variables and the profitability of Islamic banks.Purpose/Objective Study: To see whether CAR, NPF, MSME Financing, Non-MSME Financing, and economic growth affect profitability partially and simultaneously.Design/Methodology/Approach: This study uses a quantitative approach through time series regression analysis and error correction model (ECM) testing using the Eviews 12.0 computer program.Findings: In the long run, MSME financing and economic growth have a positive effect on ROA. While in the short run, CAR, NPF, MSME financing and economic growth have a positive impact on ROA.Paper Type: Research Article
The Effectiveness of Sama'iy Therapy as a Method to Improve Healthy Friendship Behavior in Adolescents (Case Study on Adolescents at the Manggis Integrated Health Post, Sukamiskin Village, Arcamanik District, Bandung City): Efektivitas Terapi Sama’iy Sebagai Metode Untuk Meningkatkan Perilaku Pertemanan Yang Sehat Pada Remaja (Studi Kasus Pada Remaja Di Posyandu Manggis Kelurahan Sukamiskin Kecamatan Arcamanik Kota Bandung) Gojali, Muhtar; Mud'is, Hasan; Hamidah, Hana; Tamami, Tamami
Syifa al-Qulub : Jurnal Studi Psikoterapi Sufistik Vol. 9 No. 2 (2025): Syifa al-Qulub: Jurnal Studi Psikoterapi Sufistik
Publisher : Fakultas Ushuluddin UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/saq.v9i2.53922

Abstract

Adolescents experience many changes taht affect the way they interact socially. Issues in teenage freindships often have a negative impact on their development. This study aims to measure the effectiveness of Sama’iy Therapy in fostering healty freindships. Sama’iy Therapy is methos that uses audio to cultivate empathy and self-reflection. The researcj was conducted at Posyandu Manggis, Sukamiskin Subdistrict, Bandung City. A mixed method approach was used, combining both quantitative and qualitative methods. The “I’m Safe For You” module was utilized in psychoeducation as an intervention for freindship behavior. Out of 20 respondents, 12 showed improvement in healthy freindship behavior. Validity and reliability test indicated that the measurement instruments used were accurate and consistent. The result demonstrate that Sama’iy Therapy is effective as a sociall interventio for adolesents
Co-Authors Ahmad Fatoni Gojali, muhtar Hamidah, Hana M. Solahudin Marisya, Salwa Nursyafa Mud'is, Hasan Muhsin, Moh.