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All Journal Dinasti International Journal of Education Management and Social Science Arus Jurnal Psikologi dan Pendidikan
Widyastuti , Arie
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Education Mathematics Social Sciences Other

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MILLENNIALS: THEIR FINANCIAL LITERACY AND DECISION MAKING Widyastuti , Arie; Komara, Ratna; Layyinaturrobaniyah, Layyinaturrobaniyah
Dinasti International Journal of Education Management And Social Science Vol. 1 No. 3 (2020): Dinasti International Journal of Education Management and Social Science (Febru
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijemss.v1i3.163

Abstract

Millennials are now the largest population groupings in Indonesia, therefore their decisions in financial matters have significant implications for themselves as well as the country’s economy. This paper is aimed to evaluate the level of financial literacy possessed by the Millennials and their attitudes towards making key financial decisions. Data were collected through questionnaire of 30 questions with 15 questions regarding financial literacy and 15 questions related to financial decision making, with the participants in the study consists of 446 individuals who were born from 1980s to 2000s. The result reveals that better financial literacy leads to better financial decision at 1% significance level. This study also indicates that, although demographic profiles such as gender, education, length of working experience, income, number of credit card ownership and mother education have positive correlation with the level of financial literacy, they do not have moderating effect to the financial literacy and financial decision making of the millennials
Pengaruh Literasi Digital terhadap Kesiapan Kerja di SMK Sandikta Bekasi Sari, Ratna Puspita; Putri, Eka; Widyastuti , Arie
Arus Jurnal Psikologi dan Pendidikan Vol 4 No 3: Oktober (2025)
Publisher : Arden Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57250/ajpp.v4i3.1725

Abstract

Kesiapan Kerja di SMK Sandikta Bekasi, untuk memperoleh data di pergunakan Instrumen Literasi Digital dan Kesiapan Kerja dalam bentuk Kuesioner (Angket). Metode yang digunakan adalah Penelitian Kuantitatif dengan pendekatan deskriptif. Teknik yang digunakan yaitu sampling jenuh dengan total sampling sebanyak 36 siswa. Adapun teknik analisis yang digunakan yaitu regresi linier sederhana yang diolah menggunakan SPSS (Stastitical Product and Service Sulution) Versi 27 for Windows.Berdasarkan analisis data pada model persamaan regresi yang diperoleh pada tabel Model Summary,didapatkan nilai R squere (Koefisien Determinasi) sebesar o,683, hal ini menunjukkan bahwa literasi digital memberikan pengaruh sebesar 68,3% terhadap kesiapan kerja, sedangkan 31,7% dipengaruhi oleh faktor lain yang tidak diteliti. Dengan demikian, literasi digital terbukti menjadi faktor penting dalam meningkatkan kesiapan kerja siswa, sehingga sekolah perlu memperkuat program pembelajaran berbasis digital untuk mendukung lulusan yang kompetitif.
Co-Authors Eka Putri Layyinaturrobaniyah Layyinaturrobaniyah Ratna Komara, Ratna Ratna Puspita Sari, Ratna Puspita