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All Journal Jurnal Bisnis dan Kewirausahaan (Journal of Business and Entrepreneurship) Eduvest - Journal of Universal Studies
Tjandra, Clarissa
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Aerospace Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Health Professions Languange, Linguistic, Communication & Media Neuroscience Social Sciences

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ANALYSIS OF FACTORS AFFECTING THE FREQUENCY OF VISITS AND THEIR IMPACT ON PURCHASE INTENTION AT XYZ MALL Tjandra, Clarissa; Muqarrabin, Alex Maulana
Journal of Business And Entrepreneurship Vol. 7 No. 1 (2019): JOURNAL OF BUSINESS AND ENTREPRENEURSHIP (May 2019 Edition)
Publisher : APPS Publications

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Abstract

The level of expenditure centers in Indonesia continues to increase from year to year, but at the same time there has been a decline in several expenditure centers. One XYZ mall was struggling to survive amid the growth of new malls. The purpose of this study is analyze the factors that have an impact on frequency of visits and purchase intention at XYZ mall. This study uses quantitative attributes of causality, the research model uses Partial Least Squares regression with the number of respondents used as many as 102. The results of this study found that both communication/promotion and convenience have significant influence on frequency of visits, while tenant variety, internal environment and leisure mix do not. Frequency of visits is proven to have positive variations and reinforcement to mediate.
The Influence of Financial Statements on Investment Decision-Making at Bank Neo Commerce Based on the 2023 Financial Report Ramadhan, Yanuar; Ramdani, Novi Afriyani; Tjandra, Clarissa; Muallifah, Siti; Roviuddin, Roviuddin
Eduvest - Journal of Universal Studies Vol. 5 No. 2 (2025): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v5i2.1621

Abstract

This study analyzes the financial statements of Bank Neo Commerce for the year 2023 to evaluate financial performance and its impact on management and investment decisions. Data were obtained from the annual financial statements, including the balance sheet, income statement, cash flow statement, and statement of changes in equity. The analysis focused on liquidity, solvency, and profitability ratios to assess the bank's financial health and operational efficiency. The results indicate that Bank Neo Commerce experienced a 20% increase in total assets from IDR 8.3 trillion to IDR 10 trillion, with annual revenue reaching IDR 900 billion and a net loss of IDR 515 billion. The liquidity ratio was at a healthy level of 1.4, while the solvency ratio of 0.4 indicates moderate use of debt relative to equity. The profitability ratio remained stable at 16.7%, reflecting the bank's ability to maintain strong profit margins despite competitive market conditions. The study also evaluated the impact of digitalization strategies and product innovation on financial performance. Bank Neo Commerce successfully attracted new customer segments and improved operational efficiency through the implementation of digital technology and app-based banking services. The implications of these findings suggest that effective digitalization strategies can enhance the bank's competitiveness and overall financial performance. In conclusion, the 2023 financial statements of Bank Neo Commerce indicate solid performance with positive growth prospects. These findings are expected to serve as a reference for the bank's management in strategic decision-making and for investors in assessing investment potential.
Co-Authors Muallifah, Siti Muqarrabin, Alex Maulana Ramadhan, Yanuar Ramdani, Novi Afriyani Roviuddin, Roviuddin