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All Journal Jurnal Ekonomi Daerah (JEDA) Journal of Finance and Islamic Banking
Hanis, Rianda
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Religion Economics, Econometrics & Finance Social Sciences

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ANALISIS KARAKTERISTIK USAHA PERTANIAN KOTA DI KOTA PONTIANAK B61108029, RIANDA HANIS
Jurnal Ekonomi Daerah (JEDA) Vol 3, No 1 (2015): JURNAL MAHASISWA MAGISTER ILMU EKONOMI
Publisher : Jurnal Ekonomi Daerah (JEDA)

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Abstract

ABSTRACT Agriculture is a marginal economic activities that  can be found in the city and suburbs in Pontianak. Although classified as a sector of the economy that provide a small share in GDP Pontianak, agriculture is still the right activities performed by most people of Pontianak city. BPS data show that the structure of the economy in some big cities in Java such as Jakarta and Yogyakarta, the share of agriculture in its GDP does not exceed 0.5% during the period of seven years (2006-2012). The aims of this are (1) to identify offenders who farm in Pontianak, (2) to access the main motivations of farmers in agricultural activities and (3) to identify the status of the land used by farmers for agricultural activities. The sample in this study are 100 farmers spread across the city of Pontianak. Method used in this study is the descriptive qualitative using frequency distribution table. The conclusion of this study are that farmers of Pontianak city majority of men with an aged range mostly 35-54 years and most of the inhabitants are Javaness and Maduraness. The level of education of farmers is low and farmers are less able get other job except farming, so the economic factor is the main motivation of farmers in agricultural activities in Pontianak city. Hobby is dominant factor in motivating farmers involved in urban agriculture. Land used by farmers are idle land belonging to other people and the government, and some are on their own land in the form of yard and porch. Keywords: Urban Agriculture, Pontianak City.
The Driving Factors of Customers' Intentions to Use Micro Waqf Bank Financing: A Behavioral and Religiosity Approach Fauziah, Fauziah; Hanis, Rianda
Journal of Finance and Islamic Banking Vol. 6 No. 1 (2023)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v6i1.7254

Abstract

Bank Waqaf Mikro (BWM) is a sharia-based microfinance institution whose existence is needed by the community. The basic concept of the BWM is to develop entrepreneurship among productive poor people. The BWM disburses financing which plays a very important role in encouraging the development of productive poor people's businesses. Due to the importance of the existence of the BWM, this research focuses on how to maintain the sustainability of this institution, by studying the contributor to the formation of customer intent to use BWM financing. This research uses the Theory of Planned Behavior (TPB) approach by involving the internal and external environment reflected in attitude/ATT, subjective norms/SN, and perceived behavioral control/PBC. In addition, this research involved the Religiosity variable (RG) as a moderating variable or reinforcement of each TPB variable. The results show that internal factors (attitude/ATT) influence customers to use financing services provided by the BWM. Meanwhile, external factors reflected in the perceived behavioral control or the ease of accessing the BWM financing products are important motivators for customers, supported by instilled religious values that can strengthen customer intent to use BWM financing products. Thus, the ATT and PBC variables have a positive and significant effect on customer intent (INT) with the RG variable proven to moderate (strengthen) the relationship between the ATT and the PBC variables.
Co-Authors Fauziah Fauziah