Krisdayanti, Helisia
Unknown Affiliation

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

ANALISIS VARIABEL MAKRO EKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BPRS DI INDONESIA PERIODE 2014-2021 septiatin, Aziz; Riduwansyah, Riduwansyah; Krisdayanti, Helisia
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.13424

Abstract

In making investments, financing from Islamic banking is still the mainstay of various parties. Not all financing disbursed to the public are categorized as healthy, but some of them are financing that has poor quality or problems such as non-current financing, financing whose debtors do not meet the promised requirements, and the financing does not comply with the installment schedule. This study aims to analyze the effect of the BI Rate, Exchange Rate and Inflation on the level of non-performing financing (NPF) at Islamic Rural Banks for the period 2014-2021 per month. The method used in this research is descriptive with a quantitative approach and uses multiple linear regression analysis and hypothesis testing using the t test and F test which previously tested the classical assumptions first. The results showed that the BI Rate, exchange rate and inflation variables simultaneously had no effect on the NPF level. While partially the BI rate and inflation variables have no effect on the NPF while the exchange rate variable has a significant effect on the NPF. Keyword : BI Rate, exchange rate, Inflation, NPF
KEPUASAN SEBAGAI VARIABEL MEDIASI KUALITAS PELAYANAN, KOMUNIKASI PEMASARAN DAN PENANGANAN KELUHAN TERHADAP LOYALITAS Sintia, Ina; Mismiwati, Mismiwati; Zahrani, Syamsiar; Krisdayanti, Helisia; Riduwansah, Riduwansah
I-Economics Vol 10 No 1 (2024): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v10i1.22165

Abstract

This research aims to determine the influence of service quality, marketing communications and complaint handling on customer loyalty with customer satisfaction as a mediating variable at Bank Sumsel Babel Syariah Palembang. The population of this research is all customers of Bank Sumsel Babel Syariah Palembang. The sampling technique uses the formula Hair et al. The survey used a questionnaire conducted on 110 customers. Data analysis using Smart PLS 4.0. The research results show that service quality, marketing communication and complaint handling have a positive and significant effect on customer satisfaction, service quality, marketing communication and complaint handling have a positive and significant effect on customer loyalty. Service quality does not have a positive and significant effect on loyalty with satisfaction as a mediating variable , meaning that customer satisfaction is unable to mediate the influence of service quality on customer loyalty. Marketing communication and complaint handling have a positive and significant effect on customer loyalty with customer satisfaction as a mediating variable, meaning that customer satisfaction is able to mediate marketing communication and complaint handling on customer loyalty at Bank Sumsel Babel Syariah Palembang  
PENGARUH HUBUNGAN PEMASARAN, KUALITAS LAYANAN TERHADAP LOYALITAS DENGAN KEPUASAN SEBAGAI VARIABEL INTERVENING Krisdayanti, Helisia; Panorama, Maya; Azwari, Peny Cahaya
I-Economics Vol 6 No 1 (2020): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v6i1.5472

Abstract

Abstract Gojek is a company that offers taxi transportation services that are integrated with technology, using the motorcycle taxi booking application. However, the problem now is the large number of motorcycle taxi driver, causing intense competition, not only in one company but in other transportation companies. There is a rates war (promotion) given by other companies that causes the entry and exit of the driver's and causes some rogue drivers to play two legs. Uncontrolled driver, such as: driver use vehicles that are incompatible with those recorded in the application. And not provided a place to "waiting in passanger" the driver's which causes irregularity of the driver's so that it fills part of the shoulder of the road, the sidewalk that causes congestion. The sample in this study was 200 respondents. The technique uses purposive sampling or sampling based on criteria. The analytical method used is SEM analysis with 7 criteria using the Amos 21 application. From the results of the study, the authors conclude that, 1) Marketing Relations have a positive and significant effect on Driver Loyalty 2) Service quality there is a significant positive effect on driver loyalty. 3) The marketing relationship has a significant positive effect on driver satisfaction 4) service quality has a significant positive effect on driver loyalty 5) driver satisfaction has a significant positive effect on driver loyalty. 6) Relationship Marketing influences Driver Loyalty with Driver Satisfaction as an intervening variable 7) Service quality affects the loyalty of the driver's with driver satisfaction as an intervening variable. Keywords: Marketing Relations, Service Quality, Loyalty and Satisfaction Abstrak Gojek adalah perusahaan yang menawarkan layanan transportasi ojek yang terintegritas dengan teknologi, dengan menggunakan aplikasi pemesanan ojek. Akan tetapi, permasalahan sekarang adalah banyaknya mitra pengemudi gojek sehingga menyebabkan persaingan semakin ketat, tidak hanya dalam satu perusahaan akan tetapi perusahaan transportasi lain. Adanya perang tarif (promo) yang diberikan perusahaan lain yang meyebabkan terjadi keluar masuk mitra pengemudi dan menyebabkan adanya beberapa oknum mitra pengemudi yang bermain dua kaki. Tidak terkontrolnya mitra pengemudi, seperti: mitra pengemudi memakai kendaraan yang tidak sesuai dengan yang terdata di aplikasi. Dan tidak disediakannya tempat “mangkal” mitra pengemudi yang menimbulkan tidak beraturannya para mitra pengemudi sehingga memenuhi sebagian bahu jalan, trotoar yang menyebabkan kemacetan. Penelitian ini menggunakan data primer. Sampel dalam penelitian ini adalah 200 responden. Teknik sampling menggunakan sampling atau sampling purposive berdasarkan pertimbangan dan kriteria tertentu. Metode analisis yang digunakan adalah analisis SEM dengan 7 kriteria tes menggunakan aplikasi Amos 21. Dari hasil penelitian, penulis menyimpulkan bahwa, 1) Hubungan Pemasaran berpengaruh positif dan signifikan terhadap Loyalitas Pengemudi 2) Kualitas layanan berpengaruh positif signifikan terhadap loyalitas pengemudi. 3)Hubungan pemasaran berpengaruh positif signifikan terhadap kepuasan pengemudi 4) Kualitas layanan berpengaruh positif signifikan terhadap kepuasan pengemudi 5) kepuasan berpengaruh positif signifikan terhadap loyalitas pengemudi. 6) Hubungan Pemasaran berpengaruh terhadap Loyalitas Pengemudi Melalui Kepuasan Pengemudi 7) Kualitas layanan berpengaruh positif terhadap loyalitas pengemudi melalui kepuasan pengemudi. Kata Kunci: Hubungan Pemasaran, Kualitas Layanan, Loyalitas dan Kepuasan
The Concept of Price and Service Quality at PT. Lion Super Indo, Palembang City, Islamic Economic Perspective Agustina, Dian Nita; Allientia, Desti; Kumala Dewi, Intan; Salsabila, Syakira; Krisdayanti, Helisia
Indonesian Marketing Journal Vol. 5, No. 2, September 2025
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19166/imj.v5i2.9984

Abstract

This research aims to analyze how the concepts of price and service quality are applied at PT. Lion Super Indo supermarket in Palembang City from an Islamic economic perspective. Through a qualitative approach that includes literature studies, field observations, and interviews with consumers, this study found that the strategies implemented by Super Indo are often perceived as unfair by consumers, particularly concerning non-transparent discounts. On the other hand, the quality of service is rated as quite good, although not fully consistent in terms of friendliness, cleanliness, and information delivery. The analysis results show that the application of Islamic economic values such as justice, transparency, trustworthiness, and honesty needs to be strengthened so that businesses do not solely focus on profit but also reflect Islamic ethics. This research contributes to guiding modern business practices to be more ethical and in line with Sharia principles.