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All Journal Borneo : Journal of Islamic Studies Indonesian Journal of Multidisciplinary on Social and Technology
Jannah, Nurul Miftahul
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Religion Computer Science & IT Economics, Econometrics & Finance Engineering Social Sciences

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Perlindungan Driver terhadap Kebijakan Fitur Hemat Ojek Online di Kota Medan Perspektif al-Maṣlaḥah Jannah, Nurul Miftahul; Yazid, Imam
Borneo : Journal of Islamic Studies Vol. 6 No. 1 (2025): BORNEO: Journal of Islamic Studies
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/borneo.v6i1.4455

Abstract

The implementation of the “hemat” (economy) feature in online ride-hailing services represents a digital promotion strategy aimed at attracting consumers through fare reductions. However, this policy creates systemic pressure on drivers, particularly regarding income and workload. This study aims to analyze the implementation of the feature and assess the form of driver protection from the perspective of al-maṣlaḥah. A qualitative approach with an empirical legal design was employed. Data were collected through semi-structured interviews with 20 Grab and Gojek drivers in Medan City, as well as a review of Islamic legal literature and digital transportation policies. The findings reveal that most drivers feel compelled to activate the feature due to algorithmic pressure, resulting in decreased net income and increased working hours without adequate social protection. The al-maṣlaḥah analysis indicates that the feature does not fulfill the principles of shar‘ī benefit, as it fails to protect the drivers’ lives (ḥifẓ al-nafs) and wealth (ḥifẓ al-māl), and contradicts the principles of riḍā bi al-tarāḍī (mutual consent), the prohibition of gharar (uncertainty), and the legal maxim lā ḍarar wa lā ḍirār (no harm and no reciprocating harm) in Islamic business ethics. The study recommends that online ride-hailing platforms revise or discontinue the “hemat” feature, improve order distribution and fare deduction schemes, enhance transparency and partner participation, and encourage government regulations that ensure fair working conditions for the informal sector, aligning with justice, protection, and the balance of rights in digital business ethics.
Pengelolaan Keuangan Sebagai Upaya Pengembangan Usaha Mantin Organizer Dikota Palu Jannah, Nurul Miftahul; Samudra, Suryadi; Kadang, Juliana; Farid, Erwan Sastrawan
Indonesian Journal of Multidisciplinary on Social and Technology Vol. 1 No. 1 (2023): November - Februari
Publisher : PT Ilmu Data Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (382.765 KB) | DOI: 10.31004/ijmst.v1i1.108

Abstract

Mantin Organizer adalah sebuah usaha yang termasuk ke dalam industri keratif di bidang jasa. Usaha Mantin Organizer ini baru berdiri ditahun 2022 dan didirikan oleh beberapa orang untuk memenuhi permintaan masyarakat terhadap penyedia jasa Event Organizer di Kota Palu yang semakin banyak dan menjadi sebuah peluang bisnis. Dalam menjalankan sebuah usaha tentu membutuhkan pengelolaan keuangan yang baik, agar usaha tersebut dapat berkembang. Tujuan penelitian ini untuk mengetahui pengelolaan keuangan yang dilakukan pada usaha Mantin Organizer. Metode penelitian menggunakan data kualitatif. sumber data yaitu data primer. Teknik pengumpulan data melalui wawancara observasi dan dokumentasi laporan keuangan di bulan September sampai Desember. Hasil dari penelitian ini yaitu usaha Mantin Organizer yang sebelumnya tidak melakukan pengelolan keuangan secara baik dan setelah didampingi telah melakukan seperti perencaanan dalam membuat daftar harga untuk jenis event yang akan dikelola, promosi usaha, target penjualan, dan sudah melakukan pencatatan laporan modal usaha, laporan arus kas, dan laporan laba rugi.
Co-Authors Erwan Sastrawan Imam Yazid Juliana Kadang