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All Journal Journal of Physical Education and Sports Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan
Handoko, Hendro
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Arts Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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IMPLEMENTATION OF THE USE OF SCHOOL OPERATIONAL ASSISTANCE (BOS) FUNDS IN FULFILLING MIDDLE SCHOOL SPORTS INFRASTRUCTURE FACILITIES IN NGADIREJO DISTRICT Handoko, Hendro; Rustiadi, Tri; Mukaromah, Siti Baitul
Journal of Physical Education and Sports Vol 9 No 2 (2020): April 2020
Publisher : Study Program Education and Sports, Postgraduate Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (203.952 KB)

Abstract

This study aims to analyze the use of School Operational Assistance (BOS) funds to meet the needs of physical education, sports and health education facilities and analyze the availability of physical education, sports and health facilities in junior high schools in Ngadirejo District. This research was conducted through a qualitative approach with a phenomenological research design. Primary data sources were obtained from observations, interviews, and documentation. While data analysis is carried out inductively using Miles and Huberman's interactive cycle. The results showed that in Ngadirejo district, junior high schools with physical education learning facilities in the excellent category were 0 schools / by 0%, good categories by 0 schools / by 0%, fair categories were 3 schools / by 75%, poor categories were 1 School / by 25%. The allocation of the use of BOS funds in the purchase of facilities are as follows: SMP N 1 Ngadirejo amounting to Rp.6,700,000, - which is 1.7% of the total BOS funds, SMP N 2 Ngadirejo amounting to Rp. 3,463,000, - 0.92% of the total BOS funds, Ngadirejo Islamic Junior High School in the amount of Rp. 3,500,000, - 0.36% of the total BOS funds, Muhammadiyah 3 Ngadirejo Junior High School in the amount of Rp. 200,000, - that is 0.09 % of total BOS funds.
ANALISIS TREN DAN FAKTOR YANG MEMPENGARUHI PERTUMBUHAN DPK BANK HIMBARA: PENDEKATAN SLR Handoko, Hendro; Zilal Hamzah, Muhammad; Tri Broto, Giri
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 3 (2026)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i3.4539

Abstract

Third-Party Funds (TPF) represent the primary source of bank funding and determine banks’ capacity to perform their intermediation function. Within the State-Owned Banks Association (Himbara)—comprising BNI, BRI, Mandiri, and BTN—the growth of TPF during the 2015–2023 period exhibited significant fluctuations. These dynamics were influenced by various factors, including macroeconomic conditions, digital transformation, internal bank performance, and regional socio-economic characteristics. Previous studies indicate that external variables such as exchange rates and the Loan to Deposit Ratio (LDR) affect TPF growth, with LDR tending to have a negative short-term impact. Meanwhile, digital transformation in banking has reshaped customer behavior and expanded financial service access, although its successful implementation requires policy harmonization to maintain stability and public trust. This study employs a Systematic Literature Review (SLR) approach to identify, evaluate, and synthesize empirical findings related to the determinants of TPF growth, focusing on its components: demand deposits, savings deposits, and time deposits. The results reveal that TPF growth in Himbara banks is simultaneously influenced by macroeconomic indicators, digital banking development, capital strength, operational efficiency, and regional socio-economic conditions. This study contributes both theoretically and practically by providing a comprehensive overview of strategic factors affecting fund mobilization in Himbara banks and serves as a basis for formulating adaptive and sustainable funding strategies in the digital era.
Co-Authors Muhammad Zilal Hamzah, Muhammad Zilal Solly Aryza Tri Broto, Giri Tri Rustiadi, Tri