Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal International Journal Of Science, Technology & Management (IJSTM)
suroto, ahmad
Unknown Affiliation
Aerospace Engineering Agriculture, Biological Sciences & Forestry Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Education Electrical & Electronics Engineering Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering Transportation

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Analysis of Factors Affecting Profitability Digital Bank In Indonesia Suroto, Ahmad; Rahmayanti, Dewi
International Journal of Science, Technology & Management Vol. 4 No. 5 (2023): September 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v6i2.1288

Abstract

Rapid technological advances in recent years have encouraged banks to become digital banks, especially after the COVID-19 outbreak which accelerated the use of digital financial services. This study aims to examine the effect of CAR, BOPO, LDR, and bank size on the profitability of digital banks in Indonesia. Profitability is measured through ROA as the dependent variable, CAR, BOPO, LDR, and bank size as independent variables. This study uses quantitative methodology using panel data regression analysis. The research sample consists of 9 digital banks (neobanks) in Indonesia selected with a purposive sampling approach. The sample selection criteria include digital banks (neobanks) that are registered in Indonesia and have disseminated quarterly financial reports from Q1 2022 to Q4 2023 in the financial statements of the Financial Services Authority (OJK). The results show that CAR has a positive and significant effect on ROA, while BOPO has a negative and significant effect on ROA. Furthermore, LDR and bank size show a favorable and sizable impact on ROA.
Co-Authors Dewi Rahmayanti