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All Journal Ash-Shahabah: Jurnal Pendidikan dan Studi Islam
Mansur, Marni
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Religion Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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EFEKTIVITAS PEMBIAYAAN KUR SYARIAH TERHADAP PERKEMBANGAN INDUSTRI KREATIF DI KOTA MAKASSAR (Studi Kasus di PT Pegadaian Cabang Bontoala Kota Makassar) Mansur, Marni; Hasnidar, Hasnidar; Adi, Adi
Ash-Shahabah : Jurnal Pendidikan dan Studi Islam Vol. 11 No. 1 (2025): Ash-Shahabah: Jurnal Pendidikan dan Studi Islam
Publisher : Fakultas Agama Islam Universitas Islam Makassar (UIM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59638/ash.v11i1.1347

Abstract

The aim of the research is to find out and analyze 1) KUR Syari'ah financing procedures at PT. Pawnshop Bontoala Makassar Branch. 2) Effectiveness of KUR Syari'ah Financing at PT. Pegadaian Bontoal Branch in improving the Creative Industry in Makassar City. The research is qualitative research with a case study approach. The population of this research is all Pegadaian customers who receive KUR Syariah funding assistance. The sampling technique in this research is to use the Snowball sampling method or chain-referral sampling method. Data analysis techniques are deductive and inductive analysis. The research results are; 1). Syari'ah KUR Financing Procedure at PT. Pawnshop Bontoala Makassar Branch is very simple starting from; a) customer fills in the application form, a) submits required documents, c) survey, d) signs the contract, e) Rahin (Customer) receives sharia KUR disbursement within 3 working days if all requirements are met. 2) KUR Syariah pawnshop financing is effective in increasing the Creative Industry in Makassar City. This can be proven through 4 elements of researcher observation, namely; Business capital, sales turnover, profits and working hours have all increased significantly.
Co-Authors Adi Adi Hasnidar Hasnidar