Garuda - Garba Rujukan Digital

Pengaruh CAR, NPF dan FDR Terhadap Pembiayaan Murabahah pada Bank Umum Syariah di Indonesia (Studi Kasus pada Bank Mandiri Syariah, Bank BNI Syariah dan Bank BRI Syariah Triwulan I-IV Tahun 2015-2019) Nunuk Nafidzatun Nafiah; Mifta Hulaikhah; Ahmat Arif Syaifudin
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

The study aims to analyze the effect of CAR, NPF, FDR to mura>bah}ah financing on Islamic commercial banks simultaneously and partially. The dependent variable in this study is mura>bah}ah financing. The independent variables are CAR, NPF, FDR. The research of mura>bah}ah financing using a quantitative approach. The research population includes all registered Islamic banking in the Bank Indonesia period 2015-2019. The sample was determined by purposive sampling technique. The data used in this study are quarterly financial statement data three Islamic banks in Indonesia period 2015-2019. The method of analyzing data used multiple linear regression. The results of this study indicate that the partially capital adequacy ratio (CAR) variable significantly negative effect on mura>bah}ah financing with value sig. 0,0000 < 0,05. Non performing financing (NPF) variable significant negative effect on mura>bah}ah financing with value sig. 0,003 < 0,05. Financing deposit ratio (FDR) variable significant negative effect on mura>bah}ah financing with value sig. 0,0000 < 0,05. The results of this study indicate that capital adequacy ratio (CAR), non performing financing (NPF), and financing deposit ratio (FDR) variable effect simultaneously to mura>bah}ah financing variable with value sig. 0,0000 < 0,05. Keywords: capital adequacy ratio; non performing financing; financing deposit ratio; mura>bah}ah financing

Implementasi dan Peran Corporate Social Responsibility (CSR) terhadap Kepercayaan Anggota KSPPS BMT NU Balen Cabang Sugihwaras Bojonegoro Ahmat Arif Syaifudin; Dela Rista Silvia
Al-Muraqabah: Journal of Management and Sharia Business Vol. 3 No. 1 (2023): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuraqabah.v3i1.580

This study discusses the implementation of corporate social responsibility and its role in the trust of members of the sugihwaras KSPPS BMT NU Balen Branch. The purpose of this research is to evaluate the implementation of corporate social responsibility (CSR) and the role of membersâ€™ trust in KSPPSÂ BMT NU Balen Sugihwaras Branch. The research method used is descriptive qualitative with data collection techniques through in-depth interviews and field observation. The results of the study show that KSPPS BMT NU BalenÂ Sugihwaras Branch has succeeded in implementing a CSR program that is in line with the triple bottom line principle. The CSR program has a positive impact on trust members because they feel that KSPPS BMT NU Balen Sugihwaras Branch is not only profit oriented. But also care about social environment and members feel involved and have the opportunity to participate in CSR programs managed by the company thereby increasing trust and commitment and strengthening the companyâ€™s relationship with the community

Analisis Standar Operasional Prosedur (SOP) Funding dan Financing Melalui Implementasi Konsep Good Corporate Governance (GCG) di Koperasi Syariah Talun (STAI Attanwir) Syaifudin, Ahmat Arif
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol 4 No 02 (2024): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i01.5913

Standard Operating Procedures (SOP) have an important role in the activities carried out by Sharia Cooperatives because they are guidelines that are used as the basis for every activity or work procedure that is carried out. The SOP applied to the Koperasi Syariah Talun (STAI Attanwir) is aimed at funding and financing activities, both of which are the main activities found in the Sharia Cooperative, so the role of the SOP is very important so that these activities can run optimally. Each standardized SOP already contains a series of work producers which include the rights and obligations that must be carried out by members and managers in accordance with the job description that has been given. In addition to compliance with SOPs, Sharia Cooperatives also implement the concept of Good Corporate Governance (GCG) which regulates its governance and operational management. The SOP and GCG that are formed are a continuity that aims to improve the performance of Sharia Cooperatives so that both must go hand in hand. The purpose of this study is to analyze the SOP and implementation of GCG in the Koperasi Syariah Talun (STAI Attanwir). The method used in this research is qualitative with data collection techniques, namely observation, interviews, and documentation. From the research that the researchers did, the Koperasi Syariah Talun (STAI Attanwir) has implemented SOPs and implemented GCG although in its operations there are still obstacles, but overall compliance with SOP and GCG is able to improve the performance of the Koperasi Syariah Talun (STAI Attanwir).

Pelatihan Design Graph Mobile: Upaya Peningkatan Kreativitas Siswa dalam Pembelajaran Di Masa Pandemi Hulaikah, Mifta; Zulianto, Aris; Syaifudin, Ahmat Arif
Dinamis: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 1 (2021): Juni 2021
Publisher : Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/dinamis.v1i1.5842

The pandemic changed the student learning process at the basic education level, from face-toface and turned into an online system. It has resulted in one aspect of student skills, namely creativity, being not optimal developed. The mobile graphic design training program, use the pixel lab application, provides a stimulus for students to hone creativity through making designs that will be needed in doing school assignments. The method of this program is divided into three stages, situation analysis, needing analysis, and implementation. The training was attended by 30 students from MI Jatigede – Bojonegoro. The training is divided into three sessions: introduction the applications, guided practice, and self-paced assignments.

Analisis Standar Operasional Prosedur (SOP) Funding dan Financing Melalui Implementasi Konsep Good Corporate Governance (GCG) di Koperasi Syariah Talun (STAI Attanwir) Syaifudin, Ahmat Arif
AL-MIKRAJ Jurnal Studi Islam dan Humaniora Vol. 4 No. 02 (2024): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i01.5913

Standard Operating Procedures (SOP) have an important role in the activities carried out by Sharia Cooperatives because they are guidelines that are used as the basis for every activity or work procedure that is carried out. The SOP applied to the Koperasi Syariah Talun (STAI Attanwir) is aimed at funding and financing activities, both of which are the main activities found in the Sharia Cooperative, so the role of the SOP is very important so that these activities can run optimally. Each standardized SOP already contains a series of work producers which include the rights and obligations that must be carried out by members and managers in accordance with the job description that has been given. In addition to compliance with SOPs, Sharia Cooperatives also implement the concept of Good Corporate Governance (GCG) which regulates its governance and operational management. The SOP and GCG that are formed are a continuity that aims to improve the performance of Sharia Cooperatives so that both must go hand in hand. The purpose of this study is to analyze the SOP and implementation of GCG in the Koperasi Syariah Talun (STAI Attanwir). The method used in this research is qualitative with data collection techniques, namely observation, interviews, and documentation. From the research that the researchers did, the Koperasi Syariah Talun (STAI Attanwir) has implemented SOPs and implemented GCG although in its operations there are still obstacles, but overall compliance with SOP and GCG is able to improve the performance of the Koperasi Syariah Talun (STAI Attanwir).

Management Strategy of the Amil Zakat Institution (LAZ) Persada Bojonegoro in Improving the Welfare of Orphans and the Poor Syaifudin, Ahmat Arif; Hualika, Mifta; Reza, Silvania Asmara
Journal Creative Economics and Trading Halal Ecosystem Vol. 3 No. 01 (2025): Journal Cethe: Maret 2025
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Zakat is an obligation for capable Muslims and is intended for those who are entitled to receive it. Zakat funds have great potential to improve the overall welfare of society. This study aims to examine the management strategies of the Amil Zakat Institution (LAZ) Persada Jatim Indonesia in enhancing the welfare of orphans and the poor in Bojonegoro, as well as to identify its supporting programs. This research employs a descriptive qualitative method using field interviews, observation, and documentation as data collection techniques. The results show that LAZ Persada Jatim Indonesia implements three strategies to increase community participation in improving the welfare of orphans and the poor: personal fundraising (relying on the ability of individual fundraisers), corporate fundraising (targeting companies with CSR funds), and digital fundraising (utilizing social media). In addition, there are twelve supporting programs conducted by LAZ Persada Jatim Bojonegoro to promote the welfare of orphans and the poor in the region

Upaya Menumbuhkan Cinta dan Toleransi Melalui Integrasi Kearifan Lokal dalam Ekonomi Islam Syaifudin, Ahmat Arif; Zulianto, Aris; Aufani, Lukman
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.761

This study aims to analyze efforts to foster love and tolerance through the integration of local wisdom in Islamic economic practices within the BMT Bintang 9 Forum in Bojonegoro. Using a descriptive qualitative approach, the research explores the social, spiritual, and cultural values that shape collaboration among Islamic financial institutions at the community level. The results show that the BMT Bintang 9 Forum functions not only as a coordination platform but also as a space for spiritual development and institutional strengthening based on the values of ukhuwah (brotherhood), mahabbah (love), and tasamuh (tolerance). Local wisdom such as guyub rukun (harmony), tepo seliro (empathy), and gotong royong (mutual cooperation) is integrated with the principles of maqashid sharia to create social harmony and economic productivity. The forum strengthens social capital, professionalism, and inter-BMT networks. Theoretically, this study expands the concept of Islamic economics grounded in local culture and spirituality as an inclusive, just, and sustainable Islamic economic model

Title

Found 7 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 7 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 7 Documents
Search