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Pengaruh Pentingnya Literasi Keuangan dan Aplikasi Shopee Terhadap Perilaku Konsumtif Mahasiswa Ekonomi Semester VIII Universitas Bhinneka PGRI Fuadi, Muchammad Riyadh Hayatul; Subagyo, Siswo
AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Vol. 2 No. 7 (2025): AKSIOMA : Jurnal Sains, Ekonomi dan Edukasi
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/aksioma.v2i7.1432

Abstract

In the era of digitalization, the role of financial literacy helps individuals to understand and manage the complexity of the modern economy This study aims to analyze the influence of the importance of financial literacy and the use of the Shopee application on the consumptive behavior of students in the eighth semester of the Economics Education Study Program, Bhinneka University PGRI Tulungagung. The method used is quantitative with a descriptive approach. The data obtained from the questionnaire or questionnaire was distributed to 89 students. The results of the analysis showed that there was no significant influence between Financial Literacy (XI) and Consumptive Behavior (Y). with a calculated t value of (1.228) which is smaller than the t table and a significance value (0.223). The Shopee application has a significant effect on Consumptive Behavior, with a calculated t value of (2.585) which is greater than the t table and a significance value of (0.011). Simultaneously, these two variables made a significant contribution to Consumptive Behavior, with a calculated F value of (6.734) which was greater than the F of the table (3.103) and a significance value of (0.002). Therefore, it can be concluded that financial literacy does not have a significant effect on Consumptive Behavior, while the use of the Shopee application has a significant influence. Simultaneously, the two variables simultaneously have a significant effect on student consumptive behavior. These findings indicate that despite high financial literacy, the use of online shopping applications remains the dominant factor driving consumptive behavior.
Pengaruh Micro Teaching dan Efikasi Diri terhadap Kesiapan Mengikuti Pengenalan Lapangan Persekolahan (PLP) Mahasiswa Prodi Pendidikan Ekonomi Semester VIII Universitas Bhinneka PGRI Tulungagung Sari, Oktafiya Bela; Subagyo, Siswo
AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Vol. 2 No. 7 (2025): AKSIOMA : Jurnal Sains, Ekonomi dan Edukasi
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/aksioma.v2i7.1439

Abstract

The purpose of this study was to determine the effect of micro teaching and self-efficacy on the readiness to participate in the School Field Introduction (PLP) of students of the 8th semester of the Economics Education Study Program, Bhinneka PGRI University, Tulungagung. This study used quantitative research. The data collection method used a questionnaire with a sample of 92 respondents. The data analysis used in this study was multiple linear regression analysis. The results of this study indicate that: (1) there is a partial effect of micro teaching (X1) on the readiness to participate in PLP (Y) this is indicated by the t-count value (3.313) > t-table (1.987) and a significance value of 0.001 < 0.05, and self-efficacy (X2) on the readiness to participate in PLP (Y) this is indicated by the results of t-count (10.444) > t-table (1.987) and a significance value of 0.000 < 0.05. (2) there is a simultaneous influence of micro teaching (X1) and self-efficacy (X2) on readiness to participate in PLP (Y) this is proven by the results of f count (139.220) > f table (3.10) with a significance level of 0.000 < 0.05 (3) the results of multiple linear regression analysis obtained a linear equation, namely; Y = 13.975 + 0.224X1 + 0.638X2. and the magnitude of the influence of micro teaching and self-efficacy on readiness to participate in PLP (R2) is 75.2% and the remaining 24.8% is influenced by factors outside the variables. indicated by the calculated t value (3.313) > t table (1.987) and a significance value of 0.001 < 0.05, and self-efficacy (X2) on readiness to follow PLP (Y) this is indicated by the calculated t result (10.444) > t table (1.987) and a significance value of 0.000 < 0.05. (2) there is a simultaneous influence of micro teaching (X1) and self-efficacy (X2) on readiness to follow PLP (Y) this is proven by the calculated f result (139.220) > ft table (3.10) with a significance level of 0.000 < 0.05 (3) the results of multiple linear regression analysis obtained a linear equation, namely; Y = 13.975 + 0.224X1 + 0.638X2. and the magnitude of the influence of micro teaching and self-efficacy on readiness to participate in PLP (R2) was 75.2% and the remaining 24.8% was influenced by factors outside the variables.