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All Journal JAM : Jurnal Aplikasi Manajemen Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan
Asegaf, Fatimah Tsaralya
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Decision Sciences, Operations Research & Management Social Sciences

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Studi tentang Keputusan Nasabah dalam Menggunakan Mobile Banking Livin by Mandiri pada PT. Bank Mandiri Area Semarang Pahlawan Asegaf, Fatimah Tsaralya; Indriani, Farida
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 18, No. 2 : Al Qalam (Maret 2024)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v18i2.3374

Abstract

Tujuan dari penelitian ini adalah untuk mengeksplorasi keputusan nasabah dalam menggunakan mobile banking Livin by Mandiri. Jenis data yang digunakan adalah data kualitatif dengan menggunakan Teknik purposive sampling. Metode pengumpulan data melalui wawancara kepada informan. Hasil wawancara terhadap keenam narasumber, yaitu wawancara Attitude Towards Behaviour nasabah yang menggunakan Livin By Mandiri merasakan kenyamanan dan tidak ada keluhan. Hasil wawancara Subjective Norm nasabah menyatakan faktor lingkungan dan keluarga juga menjadi salah satu keputusan nasabah dalam menggunakan Livin By Mandiri. Lalu nasabah yang sudah mempunyai aplikasi Livin by Mandiri tetapi tidak aktif dalam penggunaanya dikarenakan aplikasi sering error dan memakan memori yang cukup besar. Bagi non nasabah Livin By Mandiri merasa belum ada kebutuhan sehingga belum memutuskan untuk menggunakan Livin By Mandiri.
EFFECTIVENESS OF APPLICATION OF ACQUISITION IN ENERGY SECTOR AND MINING COMPANIES IN INDONESIA Asegaf, Fatimah Tsaralya; Manalu, Sahala
Jurnal Aplikasi Manajemen Vol. 16 No. 3 (2018)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (59.071 KB) | DOI: 10.21776/ub.jam.2018.016.03.18

Abstract

The purpose of this study is to determine the difference in the acquirer's financial performance as measured by the current ratio of debt to equity ratio of the operating profit margin net profit margin return on investment return on equity between before and after the acquisition. The type of research used is comparative, the object of study used is energy and mining companies that conduct acquisitions listed on the Indonesia Stock Exchange between 2010-2015. The sampling technique used purposive sampling so that ten companies of energy and mining sector acquired the acquisition activity during the 2010-2015 period whose financial statements are listed in Indonesia Stock Exchange. Test results using Paired Sample t-Test show that four financial ratios do not experience significant differences, namely current ratio, operating profit margin, return on investment and return on equity and two ratios that are different, that is the ratio of debt to equity ratio, net profit margin.
Co-Authors Farida Indriani Sahala Manalu, Sahala