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ANALISIS RASIO KEUANGAN LEMBAGA PERBANKAN (STUDI PADA BANK MANDIRI DAN BANK SYARIAH MANDIRI) Ilma , Ailiya Silvia; Rahmawati , Ita; Sa’adah , Lailatus
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 02 (2019): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

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Abstract

This study aims to determine the financial performance of Bank Mandiri and Bank Syariah Mandiri based financial ratio analysis for five years namely 2013 to 2017. Type a descriptive study with a quantitative approach. The data are used data secondary from the annual financial statements published by the respective bank. Data analysis use financial ratio analysis and testing Independent Sample T-Test. The ratio used is the liquidity ratio which includes the Quick Ratio,Cash Ratio and LDR. The solvency ratio wihch includes DER and CAR. And profitability ratio that includes NIM, ROE, ROA and BOPO. The research result analysis if financial rations of Bank Mandiri and Bank Syariah Mandiri showed good result except in the profitability ratios and test results Independent Sample T-Tes showed that there wasn’t difference in financial performance between Bank Mandiri and Bank Syariah Mandiri when seen from the bank’s financial ratios.
ANALISIS RASIO KEUANGAN LEMBAGA PERBANKAN (STUDI PADA BANK MANDIRI DAN BANK SYARIAH MANDIRI) Ilma , Ailiya Silvia; Rahmawati , Ita; Sa’adah , Lailatus
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 4 No 02 (2019): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v4i02.603

Abstract

This study aims to determine the financial performance of Bank Mandiri and Bank Syariah Mandiri based financial ratio analysis for five years namely 2013 to 2017. Type a descriptive study with a quantitative approach. The data are used data secondary from the annual financial statements published by the respective bank. Data analysis use financial ratio analysis and testing Independent Sample T-Test. The ratio used is the liquidity ratio which includes the Quick Ratio,Cash Ratio and LDR. The solvency ratio wihch includes DER and CAR. And profitability ratio that includes NIM, ROE, ROA and BOPO. The research result analysis if financial rations of Bank Mandiri and Bank Syariah Mandiri showed good result except in the profitability ratios and test results Independent Sample T-Tes showed that there wasn’t difference in financial performance between Bank Mandiri and Bank Syariah Mandiri when seen from the bank’s financial ratios.
Analisis Kelayakan Usaha Pada UMKM Alumnistore Indonesia Di Kabupaten Jombang Hariyanti, Fadilah Fajar Imama; Rahmawati , Ita
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 2 (2026): Mei : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i2.6836

Abstract

This study aims to analyze and determine the level of business feasibility in the Indonesian Alumnistore convection MSME located in Jombang Regency using a quantitative descriptive research approach. This study examines two main aspects, namely non-financial aspects and financial aspects. Data related to non-financial aspects are analyzed using qualitative techniques through an assessment of business feasibility indicators, while financial aspect data are analyzed quantitatively using the investment criteria assessment method. The results of the non-financial aspect analysis indicate that from the market and marketing side, the business has fulfilled the marketing mix elements (product, price, promotion, and distribution). In the technical and technological aspects, product planning, technology selection, location determination, layout, inventory management, and quality control have been in accordance with feasibility standards. Management and human resource aspects are also considered feasible, reviewed from the labor procurement system, compensation, integration, maintenance, and termination of employment. From the legal aspect, the business has complete legality, and in the environmental aspect it has fulfilled the AMDAL requirements. Meanwhile, the results of the financial analysis show a Payback Period (PP) value of 3 years and 27 days; The Net Present Value (NPV) is Rp95,820,887; the Internal Rate of Return (IRR) is 26.98%; the Profitability Index (PI) is 1.19; and the Accounting Rate of Return (ARR) is 74.5%. Based on the overall analysis results, the Alumnistore Indonesia convection is declared feasible to run and develop.