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All Journal Indonesian Journal of Business and Entrepreneurship (IJBE) Neraca: Jurnal Pendidikan Ekonomi
Pingki, Pingki
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Virtual Reality Experience In Indonesian Tourism Bharata, Wira; Wardhani, Diana Pramudya; Ferdinand, Erfina; Pingki, Pingki
Indonesian Journal of Business and Entrepreneurship Vol. 9 No. 2 (2023): IJBE, Vol. 9 No. 2, May 2023
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.9.2.334

Abstract

The shift in the pattern of the tourism industry is inseparable from technological developments. In recent times, a concept known as virtual reality has developed in the tourism sector. The purpose of this study is to determine the antecedents of tourist experience satisfaction, which in turn will shape tourist attitudes. The author explores further the relationship of each variable studied using the Stimulus Organism Response (SOR) framework. The method used in this research is experimental. Respondents were determined as many as 100 people with certain requirements. The data that has been collected is processed using SEM-PLS software. The results of the study stated that all the hypotheses tested were positive, but not all were significant. The author finds that tourist interactions with tourist destinations carried out in the realm of virtual reality are not sufficient to provide significant satisfaction. Another finding in this study shows that the experience satisfaction felt by tourists does not always encourage tourists' attitudes to visit tourist destinations.
Studi Fenomenologi Pengambilan Keputusan Melakukan Pinjaman Online di Kalangan Mahasiswa Universitas Muhammadiyah Palangkaraya Pingki, Pingki; Guntoro, Dibyo Waskito; Nurbudiyani, Iin
Neraca: Jurnal Pendidikan Ekonomi Vol. 10 No. 1 (2024): Neraca: Jurnal Pendidikan Ekonomi
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/neraca.v10i1.8806

Abstract

Penelitian ini bertujuan untuk menggali gambaran pengambilan keputusan mahasiswa Universitas Muhammadiyah Palangkaraya dalam melakukan pinjaman Online. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan desain studi fenomenologi. Penelitian ini menggunakan teknik wawancara sebagai teknik pengumpulan data. Informan dalam penelitian ini adalah mahasiswa Universitas Muhammadiyah Palangkaraya yang pernah melakukan pinjaman Online. Hasil penelitian menunjukkan bahwa pengambilan keputusan mahasiswa dalam melakukan pinjaman Online dipengaruhi oleh faktor internal dan eksternal. Secara internal, intuisi dan persepsi kemandirian yang belum matang mendorong pengambilan keputusan tanpa pertimbangan risiko yang memadai. Faktor eksternal meliputi tekanan lingkungan sosial, pengaruh teman sebaya, serta kemudahan akses dan kecepatan proses pencairan dana. Penelitian ini juga menemukan bahwa misinformasi di media sosial berkontribusi pada kesalahpahaman tentang konsekuensi hukum dan finansial dari pinjaman Online, terutama yang ilegal. Keterbatasan akses ke sumber pendanaan formal yang lebih aman dan kurangnya literasi keuangan menjadikan pinjaman Online sebagai pilihan yang dianggap paling memungkinkan, meskipun berisiko tinggi.
Co-Authors Diana Pramudya Wardhani Dibyo Waskito Guntoro Ferdinand, Erfina Iin Nurbudiyani Wira bharata