Shafrani, Yoiz Shafwa
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Pengaruh Motivasi dan Literasi Keuangan Terhadap Minat Berinvestasi di Pasar Modal Shafrani, Yoiz Shafwa
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

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Abstract

Economic development requires everyone to be able to manage their financial assets. Financial Services Authority (OJK) survey results found that the lower social strata of society is, the lower the level of literacy will be. Based on these facts, the OJK, together with the Financial Services Industry (IJK), continues to encourage and implement literacy programs and financial inclusion so that the target of financial inclusion index can be achieved. One of the targetgroups of the program is academics, both in primary and secondary education and in universities. In 2016, Indonesia Stock Exchange (IDX) Yogyakarta Branch seeks to increase public investment in the capital market through financial literacy program. This program is conducted in cooperation with OJK and several Capital Investment Companies through the procurement of socialization at several universities in Central Java and Yogyakarta. The activity was followed up by OJK Purwokerto through a program called Gebyar Syariah, which was intended to increase Banyumas community investment interest. At the event, Banyumas regency won two records from the World Record Museum of Indonesia or MURI. The record is the Creation of Shariah Fund Investors Category of Public Society of 5,546 people and the highest Shariah Investor Generation of 2.000 people. The university that obtained the MURI record is Muhamdiyah University of Purwokerto. Regression Analysis with hypothesis testing using t test and F test.The result when connected with the results of F test found that thevariables of financial literacy and motivation simultaneously influence the investment interest. Meanwhile, when viewed from test result, it was found that each independent variable (variable of motivation and financial literacy) influence to dependent variable, that is variable of interest to invest The purpose of this research is to know whether there is influence of financial literacy and motivation to investment interest in capital market. The method of analysis used in this study is Multiple Linear Regression Analysis with hypothesis testing using t test and F test. The result when connected with the results of F test found that thevariables of financial literacy and motivation simultaneously influence the investment interest. Meanwhile, when viewed from t test result, it was found that each independent variable (variable of motivation and financial literacy) influence to dependent variable, that is variable of interest to invest.
Analisis Penerapan Blue Ocean Strategy Pada Koperasi LKMS BTM Artha Surya Dalam Menghadapi Persaingan Bisnis Jinan, M Ghilman Nur; Ulya, Putri Adibah; OktalianSyah, Resti Kusumawati; Shafrani, Yoiz Shafwa
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 4 No. 2 (2025): Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v4i2.3586

Abstract

Islamic microfinance institutions (IMFIs) in Indonesia have experienced notable progress in line with the growing public interest in Islamic economic principles. However, the competition between Islamic and conventional microfinance sectors is becoming increasingly intense. The LKMS BTM Artha Surya Cooperative, located in Tegal Regency, is currently facing pressure due to this competitive environment and must formulate an effective strategy to sustain and grow its business. This study aims to formulate a strategy using the Blue Ocean Strategy framework as an alternative to overcoming business rivalry. A qualitative approach was employed, gathering primary data through interviews and field observations at BTM Artha Surya Tegal, supported by secondary sources from relevant literature. The findings reveal that BTM Artha Surya has undergone transformation into Baitul Tanwil Muhammadiyah (BTM) Artha Surya and now provides various Sharia-compliant financing services. This research further elaborates on the murabahah financing process, including the recognition, measurement, and disclosure practices implemented in the financial statements of BTM Artha Surya Tegal.